Licensed in GA
Buying a new home is an exciting step in your life and I truly enjoy helping my clients through the process of obtaining the best mortgage. I am here to assist you through the entire transaction from initial mortgage pre-approval through your closing while answering any questions that you may have throughout. Being a reputable, experienced local lender, I know the Metro Atlanta real estate market very well and can provide additional value in my knowledge. My goal is to become your go to lender for all of your mortgage needs now and going forward for not only you but your friends and family as well.
Specialties: I provide a high level of client service and objective advice. I do residential mortgage loans including Conventional, FHA, VA, Rural Development, Jumbo loans, Non-prime loans and Combo loans to avoid Jumbo pricing using second mortgages.
Acopia Home Loans commits to making the process of securing a home loan as easy as possible for you. To that end, we have developed our own mobile app as a tool to simplify the home buying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, the AcopiaGO App has a feature to benefit you.
Please read my client reviews and partner testimonials below, then give me a call.
I would love the opportunity to earn your recommendation as well!
"Stephen and his staff made the process as easy as possible. Very quick in responding to emails. I have used him twice and highly recommend."
“I had a great experience working with Stephen and Sheila. They were very professional, efficient, and responsive throughout the entire process. I appreciated their attention to detail and ability to get things done quickly. I would highly recommend them to anyone looking for a reliable lender. I’ll use them again in the future They’re the definition of ‘the dream team!’ Thank you again!”
"I had a great experience with Stephen from Acopia. The process was very easy. He's very professional, knowledgeable and helpful with all of the questions I had. I recommend this company 100%!"
"I'm forever grateful for Stephen and his amazing team. Acopia worked with me through one of the most difficult periods of my life to help my daughter and I move into the home of our dreams. Absolutely the best experience I've ever had with a lender. I would recommend Acopia to anyone shopping for a home loan."
"Hands down Stephen Gowen is the best. I'm happy to have a mortgage guy who is always available no matter what day or time. They're very professional and good at what they do. I would recommend Stephen to anyone who needs a mortgage. Awesome team!"
"This is the third home loan I've closed with Acopia in the last 5 years so that should say how much I trust them with my mortgage needs! Stephen, Pam and the whole Acopia team are always professional, courteous, accessible and always deliver!"
"I had an excellent experience working with Acopia! Very attentive and always quickly answered any questions I had. Highly recommend!"
"Closed a FHA LOAN In 3 weeks. What a amazing team! Thank you very much for making my job easier."
"All of the staff were efficient and very nice to us during the entire process."
"This is my first time buying a home. I had so many fears on what to except through the process but Stephen and Sheila eased all my fears. The process was pretty seamless. I am so glad that I had the opportunity to work with them."