Licensed in GA
Buying a new home is an exciting step in your life and I truly enjoy helping my clients through the process of obtaining the best mortgage. I am here to assist you through the entire transaction from initial mortgage pre-approval through your closing while answering any questions that you may have throughout. Being a reputable, experienced local lender, I know the Metro Atlanta real estate market very well and can provide additional value in my knowledge. My goal is to become your go to lender for all of your mortgage needs now and going forward for not only you but your friends and family as well.
Specialties: I provide a high level of client service and objective advice. I do residential mortgage loans including Conventional, FHA, VA, Rural Development, Jumbo loans, Non-prime loans and Combo loans to avoid Jumbo pricing using second mortgages.
Acopia Home Loans commits to making the process of securing a home loan as easy as possible for you. To that end, we have developed our own mobile app as a tool to simplify the home buying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, the AcopiaGO App has a feature to benefit you.
Please read my client reviews and partner testimonials below, then give me a call.
I would love the opportunity to earn your recommendation as well!
"All of the staff were efficient and very nice to us during the entire process."
"This is my first time buying a home. I had so many fears on what to except through the process but Stephen and Sheila eased all my fears. The process was pretty seamless. I am so glad that I had the opportunity to work with them."
"The loan process was done in a timely manner. Very responsive."
"Acopia....The absolute best experience possible! Everything went smoothly. The entire team of professionals took care of everything and were always readily available to answer any questions that I had along the way. I am so satisfied with Acopia that I am in the process of working with them on a second property. I highly recommend Acopia! ..Easy breezy walk in the park experience. Thank you so much!"
"Stephen exuded professionalism during every interaction. He was responsive and available for any questions that I had throughout the process. My processor, Vicki was very friendly and made it clear that my file was a priority."
"Stephen and his team did an outstanding job from start to finish. I had need done a simultaneous close, this was one of my smoothest transaction, looking forward to many more."
"Closing was smooth and everything was done on your end , no waiting, no worries."
"We were very impressed with the customer service that Acopia provided in processing our loan application. Throughout the whole process we were assisted by the team of extremely helpful associates, who were very clear with what they needed to make sure the process flowed smoothly and provided feedback at all times. Totally professional and enjoyable experience!"
"My wife and I enjoyed working Stephen and his team as they navigated us first time home buyers through the financial process. Stephen was always ready to pick up the phone and chat with us as we signed all the documents. He also got us a great interest rate! This team is friendly, prompt, communicative, and detailed! Also, the Acopia app was very helpful as we uploaded all our documents!"
"There are times in a real estate transaction where things simply do not go as planned. Having a team of professionals like we have found available with Acopia (especially Stephen Gowen and his team) become of upmost importance. We had another successful closing thanks to their efforts! Thanks Acopia!!! Nicely done."