HONORING OUR HEROES

"Terri and the team went above and beyond to get my buyer financed when no other lender could, and it was a smooth process from the approval to the closing table. We were able to close nearly a week early even with some minor setbacks along the way. I found the weekly loan updates to be especially helpful in guiding my client through the process."

Austin F., Real Estate Agent, Tifton, GA

"Sonja goes above and beyond to which I am very grateful for. Thank you!"

Anthony G., Real Estate Agent, Asheville, NC

"When nobody else would acknowledge me Miss Terri and Miss Christy took the chance and I would recommend these two ladies to anyone"

Terrance M., Cumming, GA

"Our experience working with Sonja and Acopia as our mortgage lender was excellent from start to finish. Sonja walked us through every step of the process and answered all of our questions. She was responsive, informative and reliable and we truly felt like she cared about helping us get the right loan for us. Working with Acopia made the entire house buying and moving process easier. We highly recommend their services."

Stephanie J., Cumming, GA

"I’ve worked with Tina a few years now and keep coming back because of the wonderful experience I have. She is quick, sharp, and always willing to help where she can. If you’re looking for a lender to work with, I highly recommend. She will make your home buying experience a breeze!"

Karla M., Sandy Springs, GA

"My overall experience with Terri Cagle and the Acopia team was amazing. They helped me have a smooth transition through this home buying experience. I have heard of people having horrible experiences trying to buy a home, but mine was exceptional. Thank you for all you do to make dreams come true. Also, I really appreciate Terrie always being so upbeat and happy to answer questions, even the ones that seem obvious. Thank you I hope I didn’t cause you any gray hairs!"

Phyllis D., Atlanta, GA

"Terri and her team went above and beyond to accommodate our client, and ensured he had the best possible loan options available to him. Terri was there and available to us through every step of the transaction without hesitation. Terri and her team are awesome and incredibly through, and I trust her wholeheartedly with all of my clients needs. I would recommend her over and over to anyone needing to secure their financing, or needing to make a plan to initiate their loan process. Thank you so much for everything Terri, you are the best!"

Elizabeth F., Real Estate Agent, Newnan, GA

"Terri always exceeds my expectations!"

Taryn B., Cumming, GA

"My experience working with Kathy Sheehan was simply amazing! I have worked with many lenders and none were as efficient and knowledgeable as she is. She made the loan process easy and seamless. She knew what questions to ask and what paperwork was needed which made the process progress to fruition without a hitch! I would work with her again in a heartbeat!"

Joyce E., Cumming, GA

"A massive shoutout to my incredible loan officer turned new friend, Terri Cagle and her team. This woman can crunch numbers like nobody I've ever seen! Terri, your dedication and financial prowess are truly unmatched. Thank you for guiding me through the loan process with grace and efficiency."

Aubrey L., Decatur, GA

"Even when a problem arises, Terri came to me with a solution already prepared. Made everything very easy and smooth!"

Ashlie R., Locust Grove, GA

"Having been through the process once before, we were very nervous and stressed about starting over. The team at Acopia made the process a breeze. They were very kind and made us feel competent and special every step of the way. My husband and I felt like they were rooting for us which made us optimistic throughout the whole process. THANK YOU, ACOPIA!"

Cristine H., Gainesville, GA

“Great and professional. Closed on time with low mortgage rate. Tina helped us to purchase our house. I recommend this lender specifically if you are first time homebuyer!”

Khaled B., Alpharetta, GA

"Terri and the team were amazing! Always pleasant and so helpful. I am a first time home owner, and she made me comfortable with my process. My experience was the best!"

Lisa G., Cumming, GA

"Tina and her team are ALWAYS spot on! They are extremely knowledgeable and very professional."

Brenda B., Atlanta, GA

"The entire team I worked with was excellent. Christy’s communication was A+. She was very responsive kept me informed throughout the entire process. Terri was also excellent, she continuously reached out to make sure all my questions and concerns were met. I will definitely recommend this team to anyone I know in the market to purchase a home!"

Dewannia C., Cumming, GA

"Terri was great to work with! She answered all my questions, was very patient and sweet."

Terionah P., Cumming, GA

"Terri was absolutely amazing! With this being a long journey, Terri was there every step of the way with guidance which helped a lot when things began to get stressful. I appreciate her so much for her help during my home buying process. Made my first time buying a home very pleasant."

Chanel C., Cumming, GA

"I represented the seller but after talking with the buyer's agent and remember working with Sonja years ago, I knew we were all in good hands."

Isaac J., Cumming, GA

"I have known and worked with team Acopia for some time personal and professional transactions. This particular transaction was given to them when the buyers ran into a hiccup with their chosen lender at no fault of their own. Team Acopia jumped in with a small window to get buyers cleared to close. Wow! The team worked diligently and late hours to ensure the buyers were able to close. Down to the wire, what a SLAM DUNK! Job well done!"

Judith E., Cumming, GA

"I was completely satisfied with the professionalism and the whole staff. It was a great process!"

Roderick J., Cumming, GA

"Always a pleasure working with Dan and his team at Acopia. Everything went according to plan for closing and we we’re confident throughout the process."

Jodi N., Gainesville, GA

"I could not have refinance my home without all the hard work from Dan. There were a few bumps along the way, but this team didn't stop and they handled everything beautifully. Refinancing was a first time experience for me and he me informed on every single step. I learned a lot from him and would recommend him to anyone who needs help in refinancing your home."

Cheryl J., Gainesville, GA

"Dan was always quick to get back to me. Everything flowed smoothly!"

Cece C., Tucker, GA

"Dan was amazing, helping me through the process every step of the way!"

Timothy C., Hoschton, GA

"The Acopia team were very thorough, and kept me informed of all the upcoming steps through the process. Everyone on the team was easy to communicate with, and responded timely to any questions I had. The process from contact to closing happened fast for us, and they made it very easy to get them the information they needed to finalize the loan."

Liam G., Clarkston, GA

"Mr. Doug Richards was great as our loan officer. He was very persistent and diligent. He helped us close on a house in less than a month. I highly recommend going with Acopia for your home loan!"

Tykwon S., Fairburn, GA

"Being first time home buyer we were scared and prepared to endure a stressful process from the beginning, but Doug put all of our worries to rest! He was professional, easy to work with, honest and he walked us through every step. And I mean every single, annoying first time homebuyer question. He always broke it down for us to understand and never once showed an ounce of annoyance through what I'm sure is more questions than he's used to getting. A lot of people say this process is stressful and a headache, but it was so stress free working with Doug. He was there every step until we closed. He's great at what he does and we will recommend him to anyone!"

The Soutars, Woodstock, GA

"Look no further than Doug Richards. Doug made the process very simple and was with me every step of the way. He assisted me with every question I had, no matter the time or day. That goes a long way for me. What I thought was impossible, was possible through Doug. He was very courteous and professional. You don't feel like just a number with him. From the first contact I had with Doug when I was beginning my loan, you could tell he knew the business well and loved what he is doing. Thank you again Doug for all of your help!"

Cliff, Cartersville, GA

"Doug was recommended to me by my Realtor. I had planned on getting multiple quotes, but after I sat down with Doug I realized he was who I wanted to do business with. He and his team kept me informed the entire way and got me a great rate! I would wholeheartedly recommend Doug for any home loan needs."

Chris B., Acworth, GA

"Doug and his team at Acopia were fantastic to work with! The process felt more relational than it did transactional, which made the experience so much better to me. Doug took the time to get know me and my family and made walking through the confusing process of getting a loan feel like a breeze."

Logan W., Dallas, GA

"Amazing! That's the first word that comes to mind when I describe my experience working with Doug. As a first-time home buyer, I had a lot of questions and needed a lot of clarification. Doug was extremely helpful, kind and attentive throughout the entire process. He had clear, honest and prompt communication. I would recommend Doug to any family or friend. We'll definitely work together again the future."

The Lake Family, Loganville, GA

"This wasn't our first time purchasing a home. However it was the first time we actually enjoyed the process. Doug is excellent at what he does. He truly cares about his clients and we never once felt like a number. He kept us informed regarding every step of the home buying process!"

Angelina W., Powder Springs, GA

"Out of all the lenders I have worked with, Tina and staff are by far the most engaged and caring that we have encountered!'

Jessica P., Alpharetta, GA

"Thank you both and the team for an amazing experience and quick close! I am very grateful for the introduction to Acopia and to officially be moving into my first home this week 🙂 I know from day 1 to closing day, your team worked extremely hard to help make this happen, and I know I would not be here without you all. I look forward to continuing to work with you all and hope to see you again in the future. Thank you, thank you, thank you! Have a wonderful week ahead and many more happy closings!"

Mun Y., Cumming, GA

"Great company to work with. They get the job done with the minimum of hassle."

Glen L., Cumming, GA

"Tina was my loan advisor for my mortgage. I must tell you working with Tina built my confidence. She walks me through the process holds my hands through it all. She built up a relationship where she would use her time outside of work hours to assist me. Tina has the qualities that make her an extremely successful and effective Advisor. I can’t say enough about her professionalism and knowledge within the industry. She has high integrity and is conscientious and tenacious, always keeping my best interests in mind. She was kind, patient, reliable follow-through on emails on a timely basis. Thank you, Tina, for all your help. I truly appreciate you and highly recommend you to anyone."

Andrea P., Covington, GA

"Tina helped us purchase a home for our daughter, which we were encountering trouble finding funding for because we would not live in the house. Investment mortgages are more expensive, so Tina said to add our daughter to the mortgage so the home would be owner-occupied. It also allows her to build credit to qualify for a mortgage in the future. Tina was WONDERFUL! Two thumbs up!!"

T. Sullivan, Cumming, GA

"We were buying a small home for our daughter and were having trouble finding financing, but Tina immediately knew how to make financing work! Without her experience and insight, we would have ended up with an investment mortgage versus an owner occupied mortgage. I highly recommend Tina Harrison."

Julianne S., Alpharetta, GA

"This is the third time I've used Mr. Welkley's services for my mortgage needs. I truly appreciate being able to work with someone who knows what they are doing, is honest and has integrity. I will absolutely use his services again in the future if needed and will also happily recommend his services to others. Thank you so much for a job well done!"

Candis B., Cumming, GA

"Tina and her team were so easy to work with! They were able to answer all our questions in a timely manner and were so helpful! This is our first time buying a house and she explained every step! Great company to work with!"

Lindsay B., Dahlonega, GA

"Patrick was so easy to work with and kept us informed about everything we needed to know"

Amanda W., Alpharetta, GA

"WOW! Where do we start.... As a military family you're used to moving all over the world. Uprooting your family is hard enough already and having a lender that you can trust to take care of your most important purchase gives you that kind of peace of mind. Tina has become part of our family. We worked with Tina and her team on the purchase of my first home. The level of care, attention to detail, and professionalism demonstrated by Tina and the team far surpassed our expectations. As first-time home buyers, we really appreciated their honesty and transparency throughout the mortgage process. Her team stays on top of every detail and is there for you every step of the way to answer any questions and address any concerns. We highly recommend Tina. She was easy to talk to and made sure we understood everything that was presented to us. We were very pleased with the interest rate we received. Tina and her team are top of the line experts in the mortgage industry! They make it happen! When you work with Tina, David, and Loretta, you not only have the "A Team" leading the charge, you have an extension of your family! We can’t thank them enough for all of their help! We will absolutely use Tina again in the future and we strongly encourage you to contact Tina for your lending needs!"

Patrick N., Canton, GA

"Tina at Acopia Home Loans was an excellent choice for our refinance. She is very knowledgeable and always there to answer any questions that arose. Our loan closed quickly and her team was on point with everything...I witnessed Tina go above and beyond. She is truly excellent at her job."

Craig W., Marietta, GA

"Patrick is professional, available and made a potentially stressful process much easier to get through. Also, his advice on ways to proceed with an offer and purchase made it possible to buy my new home."

Trenise L., Alpharetta, GA

"Tina and her team at Acopia made the buying process seem much easier than it actually is, which is a true testament to their empathy for and dedication to their customer and to their high level of skill. For me, the moment I definitively knew I had a fantastic lender was when I was sitting at the closing table listening to my agent, the listing agent and the title attorney effusively praising Tina, David and Loretta for being the best lender they had worked with in a very long time. High praise indeed, and absolutely true."

Eric M., Alpharetta, GA

"You all were flawless."

Jamie E., Alpharetta, GA

"This was a stressful time for me. Buying a house seemed like an impossible task to me. I can say with certainty if not for Doug Mason and his team I would not be sitting here in my new house writing this. He treated me like someone important and made me feel like a millionaire. I can’t express how much I truly appreciate his way of explaining to me every step of the home buying process in a way that I could understand. I will be forever grateful for the opportunity to work with Doug and his team. He is simply the best at what he does. Shannon Stephens is a rock star in real estate. I was in awe at the amount of knowledge and experience she has. She too is the reason I’m in my new house. The amount of patience she demonstrated with this truck driver in finding a house cannot be quantified. She too is the absolute best at what she does."

Brian R., Alpharetta, GA

"Responsive, kind, caring, & informative! Terri kept me informed every step of the way. She answered late night phone calls and emails (even on the weekend). she got us pre-approved the same day. We closed right on time, and she helped when we didn't qualify for GA Dream because of our income"

Valerie P., Villa Rica, GA

"Buying a home is such a huge experience. This was my first time and I had no idea what to expect. Additionally I am self employed and wasn’t really sure where to begin. Tina was phenomenal from start to finish. She’s extremely knowledgeable and she never left us to wonder. She responded quickly to any concerns and she was easy to work with. She was there for us all the way through explaining and making sure we had everything we needed to close as quickly as possible. So thankful to have met her and would highly recommend her to anyone looking for a home loan."

Ashley G., Alpharetta, GA

"I was evaluating refinancing my property and Tina went above and beyond helping me find the right solution, getting me an extremely competitive rate. She made the entire process easy and I'm thrilled to be working with such a competent mortgage broker. She really put my interests first and was very patient throughout the entire process. Her follow through was impeccable."

Wendy T., Atlanta, GA

"On behalf of Elijah and our family, we want to send a heartfelt thank you for all the time, the work, and the effort you've shown to us these past months. We are delighted to have finally found our first home!! As the needs of our family shifted and at times we were left undecided about next steps, your support stayed strong. You checked in, advised, encouraged and kept us on track. Our journey could not have been completed without your part in it. For that we are truly blessed and thankful."

The Nevett Family, Alpharetta, GA

"Communication is key while working with others. The response time and interception when an issue arose was amazing. Patrick is very competent, efficient and knowledgeable. I would love to work with the Acopia team again in the near future."

Erika R., Alpharetta, GA

"My loan officer was always on the ball and scheduled weekly calls to touch base regarding anything I still needed for the loan as well as just general updates on the process. I have already recommended using my loan officer to my friends looking at purchasing a house in the near future."

Jordan M., Alpharetta, GA

"Sonja and company were amazing! They answered all my questions as accurate as possible in the shortest timeframe! I would definitely do my mortgage through them again!"

Jerod G., Cumming, GA

"Terri Cagle and her team were AMAZING! Everything went so smooth because of her and her team. Even when obstacles came up, Terri and Christy every step of the way assured me that things would be fine and they kept me calm. Every time I had any questions or concerns they addressed my concerns in detail, I never walked away confused. I just really love them and although I am happy I closed on my new home!"

Tierrea D., Cumming, GA

"It was a pleasure working with Terri and her team. They exceeded all of our expectations!"

Russell G., Cumming, GA

"Sonja and the entire team at Acopia are spectacular!"

Stephanie S., Cumming, GA

"They were always on it!! They didn’t let us miss an important email because they constantly followed up. They were always accessible and returned calls and texts promptly."

Belinda G., Cumming, GA

"Terri Cagle is an all around awesome person. She is fast yet patient. Highly knowledgeable but will tell you the truth if she does not have answer, always offering to see what she can find out. This is my fourth time working with Terri and I hope I have the opportunity to again in the future. I refer all my friends and family to her."

Shani L., Cumming, GA

"Doug and Vicki went above and beyond to make our dream house come true. Thank you!"

Lucas H., Duluth, GA

"Tina and her team at Acopia did an outstanding job. Everyone we dealt with during the refinance process were always available and responsive. The tools we were provided during the refinance process were appropriate, timely and informative. We would recommend Acopia to anyone seeking to refinance a home loan."

Michael Z., Alpharetta, GA

"Sonja made the process of being a first time home buyer so easy and so fun! She kept us informed and explained everything to us. I would recommend Sonja to anyone buying a home!!"

Meganne E., Cumming, GA

"Given the crazy state of the housing market, it was nice to have Terri! She made us feel like her only client, and was ALWAYS available to answer any questions we had!"

Vanessa S., Cumming, GA

"Working with Sonja and her team at Acopia was wonderful . Couldn’t have asked for things to go more smoothly and felt like we made life long friends. Would highly recommend them to anyone for their home loan needs."

Karen C., Cumming, GA

Terri went above and beyond every step of the way! She was very responsive and patient when I asked questions and was always available. She cares deeply and is personable. Her entire team was amazing to work with. Best of all, she helped us get a home mortgage in a price point that we could afford. I seriously can't say enough great things about the service that we received. We also closed right on time!"

Valerie P., Cumming, GA

Terri Cagle and Christy Reddish were phenomenal when it came to providing the highest quality customer service, fast responses, multiple resources and overall holding my hand throughout the entire process. I had an excellent experience thanks to those ladies."

Ariel M., Cumming, GA

"The refinancing process was well managed and all the details provide came together as promised. Highly recommend Acopia Home Loans and especially Sonja Bullard."

Sam H., Cumming, GA

"As a first time home buyer, Doug provided me with amazing customer service and great professional knowledge throughout the entire process. I look forward to working with Doug again in the future."

Jessica M., Fayetteville, GA

"AMAZING!! That is the first word that comes to mind when I describe my experience working with Doug. As a first time home buyer I had a lot of questions and needed a lot of clarification. Doug was extremely helpful, kind and attentive throughout the entire process. He had clear, honest and prompt communication. I would recommend Doug to any family or friend. We will definitely work together again in the future."

The Lake Family, Loganville, GA

"Tina is very professional, very knowledgeable, and very helpful. I will recommend her as the Loan Officer to everybody. Thank you so much for the great work!"

Gene T., Dahlonega, GA

"Tina provides a professional detailed approach for your mortgage needs. She is always friendly and informative. You can definitely tell she knows the mortgage business. My family and I have closed loans with her for many years and consider her our “Family Mortgage Advisor!” Her loyal following is well deserved."

Julie H., Hahira, GA

"It was a pleasure to work with you because you are very professional, knowledgeable and helpful. We will recommend you to everybody as an excellent loan advisor!"

Gene and Inna B., Alpharetta, GA

"Tina was available to calm my mind when I needed her."

Mindy C., Alpharetta, GA

"After a heartbreak from another lender that grossly misled me, Terri jumped right in and helped me navigate the process with compassion and complete transparency. Terri has been an absolute Godsend that blessed my little family. We are forever grateful to her team for helping us become homeowners."

Stacey S., Cumming, GA

"Sonja has been absolutely incredible throughout this process. In this business, you're only as strong as your weakest link. So to be an effective agent your team and network must share the same passion and relentless pursuit of high quality, customer service, professionalism, and knowledge. Sonja exemplifies all of these qualities and more. I am glad to have partnered with her on this deal, and look forward to many more. Her and her team got our client the home they wanted and had already invested time and money in, after a bigger bank left them in a bind 5 days prior to their original close date! I love teaming up with folks that get things done. Sonja gets it done!"

Nick A., Cumming, GA

"Outstanding service from the moment I reached out to Tina while writing up our offer through closing."

Barbara M., Alpharetta, GA

"Three days prior to contacting Terri, I was denied by another lender. Not only was I pre-approved within four hours of receiving all requested information, I was at the closing table within 33 days! Terri's hospitality was excellent, as well as her communication. She's a huge asset to Acopia and because of my amazing experience, I have already referred three other people to her!"

Salanda W., Cumming, GA

"From beginning to end, Terri has held my hand. She listened, asked pertinent questions and advised me throughout the entire loan process. When I had questions, she was there every time, morning, noon and after normal work hours and weekends. She was there and I appreciate her for it. Even after closing, she still checked in to make sure all went well. I have made a forever friend and Terri made this process seamless for me!"

Sheria H., Cumming, GA

"Very helpful and were always there for me every step of the way. Any question I had, you guys took your time, no matter what time it was. Always explained every paper I was signing if I didn't understand it. Thank you very much!"

Jeffrey H., Alpharetta, GA

"Tina and her team were excellent at communicating and responded to all my emails right away. That really took a lot of the stress out of the process for me."

Patricia H., Alpharetta, GA

"Terri and her team were attentive and in contact throughout the entire process. Great customer service!"

Cheryl H., Cumming, GA

"Terri was extremely pleasant, positive, and responsive thru the entire process. I was overly impressed with her knowledge and willingness to provide answers and feedback. She and her team was beyond AWESOME!!!"

Chatelah B., Alpharetta, GA

"I received frequent communication from Terri Cagle, Loan Officer, and Christy Reddish, Loan Processor. They made sure that the buyer submitted additional documents that was requested by underwriting on a timely basis. But most importantly, they made sure that the Listing Agent as well as myself, the Selling Agent, were aware of what was needed throughout the duration of the loan. I could not ask for better service."

Darryle L., Alpharetta, GA

"Great service. So seamless in the virtual process. I knew what was going on all the time. SAVED MONEY!!!"

William R., Alpharetta, GA

"I am very happy with how easy and smooth the process went with this team. They are absolutely wonderful and have helped me get into my dream home!"

Courtney R., Alpharetta, GA

"As I first time buyer, I really didn’t know what to expect. I was informed of the process, every step of the way. I truly expected some type of pitfall to put a halt to the whole deal. But one day I received an email from your staff (each of them) stating. WE ARE APPROVED TO CLOSE"

Ronnie B., Alpharetta, GA

"Quick responses to questions and easy to navigate through paperwork. This is my family’s third time dealing with your company and each time it has been hassle free. Thank you again Dan!"

Brandon U., Cumming, GA

"This is not the first time that I have refinanced with Acopia, and I could not imagine having a more professional and knowledgeable team handling my needs. Many thanks!"

Maurice D., Cumming, GA

"Dan took the extra effort with a buyer that had been turned down by other lenders. Dan and his team not only finished the job, but did it in record time. I will be calling Dan the next time we need a loan."

Kenneth H., Realtor

"Patrick Kelly knows his stuff! Made it easy to understand!"

Nikita D., Alpharetta, GA

"Thank you very much for getting it done! My family is very excited about the new home and can't wait to build dreams and memories there."

Sean O., Alpharetta, GA

"Everyone involved worked relentlessly to make a difficult loan. Truly appreciate it."

Philip K., Alpharetta, GA

"Tina answered all my questions promptly and with great expertise!"

Dyan W., Alpharetta, GA

"When I initially called regarding qualifying for a mortgage I was in a poor financial position, Patrick devised a plan and helped us execute it to attain our new home in a straight forward and painless fashion..."

Michael A., Alpharetta, GA

"The entire process was fantastic from being to end, thank you."

Sabeel O., Alpharetta, GA

"From beginning to end, we were given prompt and thorough service."

William B., Alpharetta, GA

"Patrick and Loretta were instrumental in making our dream of being a homeowner come true!"

Shelly A., Alpharetta, GA

"Tina and the team helped me to get into my new home in a really short amount of time, they got me a good rate, and sent tons of helpful information to assist me along the way. They were quick to answer questions and Tina even answered my calls on the weekends. I had a great experience with Tina and the team I would use them again."

Nathan K., Alpharetta, GA

"Being first-time home buyers we were scared and prepared to endure a stressful process from the beginning, but Doug put all of our worries to rest! He was professional, easy to work with, honest and walked us through every step and I mean every, single, annoying, first-time home buyer question! He always broke it down for us to understand and never once showed an ounce of annoyance through what I'm sure is more questions than he's used to receiving. A lot of people say this process is a headache and stressful, but it was so stress free working with Doug. He was there every step of the way until we closed. He's great at what he does and we will recommend him to anyone!"

The Soutars, Woodstock, GA

"Before getting into the housing market, I'd heard several horror stories about the entire process. I was a bit nervous about getting into it because I knew I was on a tight deadline being that I wanted to get my children settled in before school started. Well, let me tell you, Doug put all of those rumors to rest! The entire process went so smoothly, he answered every question I had in a timely manner, and I closed on my beautiful home in 30 days flat. I could not have asked for a better loan officer who made this whole experience stress free. Thank you so much Doug for holding my hand through this process. I feel like an expert now!"

Rachel M., McDonough, GA

"I can't say enough about Doug. He made the home buying process a breeze. I was a first-time home buyer and he was there for me every step of the way. Couldn't be more professional. Highly recommend!"

John B., Suwanee, GA

"Personal attention and open lines of communication with Terri!"

Joe P., Mableton, GA

"This is the second time I've used Doug with Acopia and I can't say enough about how well the whole process went. I would definitely recommend Acopia!"

Josh M., Gainesville, GA

"Tina was amazing to work with. Buying my first house felt way too easy! Thank You!"

Aaron K., Commerce GA

"Refinance effort was quick and rates were very competitive. At the closing table, Documents for signature were printed and accurate."

Samuel C., Atlanta, GA

"Great service! Keep me in the loop at all times!"

Rachel C., Atlanta, GA

"To be honest, the only thing I worried about the entire time was that it seemed too easy!"

Ty K., Cumming, GA

"They are great and work hard to get people in their homes. Not to mention, responsive, attentive and personable!"

Euresha J., Norcross, GA

"Patrick was awesome from the beginning. He made the whole process as effortless as possible. His personality was a great addition to the experience. He made me feel like family, and was always there for me when I had questions or concerns. The whole team at Acopia were friendly and attentive to my needs. I'm more than pleased with my experience and if I ever need another loan, I'll be giving Patrick a call."

Scott G., Atlanta, GA

"Not only was the service outstanding, friendly and welcoming, but it was faster than other banks."

Arka E., Alpharetta, GA

"Buying a house was some thing that my husband and I never thought would be possible now. We wanted a home and contacted Tina just see what we needed to do to become homeowners.. From the beginning of the process, Tina was forth coming with information about the process and what was needed to qualify. We hit some road blocks during the approval process, but Tina helped me to remain calm and optimistic. Her passion for people to experience the American dream (owning a home) was experienced through every aspect of our interaction with her and people on her team."

Euresha J., Alpharetta, GA

"Sonja was great in helping us decide which loan options were best for us!"

Bridgett S., Atlanta, GA

"The service was excellent. The staff was very professional. All of my concerns were answered in a timely manner. Can't sing their praises enough!"

Prudence E., Alpharetta, GA

"Given the dynamics of this particular home purchase, the overall experience working with Tina Harrison and team far exceeded our expectations. Everyone we interacted with was professional, courteous and well informed. We are greatly appreciative of how seamless the process went, all due to astute Acopia Team!!"

Larry E., Alpharetta, GA

"You were available and communicated throughout the process. As the listing agent, this is not always the case and I appreciate that! The process was smooth and closed early! Even with a government loan during the pandemic!"

Janet D., Atlanta, GA

"I have known Tina for over 20 years and can attest to her professionalism, knowledge and expertise and someone who prioritizes customer service. She has served in trade association leadership and education roles to the benefit of her peers. You owe it to yourself to have Tina on your team when considering purchasing or refinancing a home."

Bob A., Lawrenceville, GA

"Great job! She is professional, a great communicator and you will receive world class service from her. Anything that happens during the process of your application, she makes sure to come up with a solution. Thank you Tina!"

Neil A., Buford, GA

"Not only do I use Acopia for business as a Realtor; I do personally for my own home purchasing or refinancing needs. From first contact- customer service is timely, friendly and professional. They have numerous loan programs to suit most buyer needs and scenarios. I can always count on Acopia to help my clients get to the closing table and into their own home!"

Gabrielle M., Sharpsburg, GA

"Doug and his team are awesome! Highly recommend!"

Chis B., Atlanta, GA

"I had a great experience refinancing with Acopia. Tina and Dawn were great to work with and they offered great rates! Highly recommended!"

Andrew M., Atlanta, GA

"Patrick was amazing helping me secure my home loan. He was very knowledgeable about my particular type of loan and what was best for me. He went above and beyond every step of the process! I highly recommend him!"

Angela T., Helen, GA

"Patrick Kelly is always wonderful to work with. He breaks things down so you understand what is needed and what is happening with the numbers. Things get done quickly and move forward easily as well."

Ranae K., Atlanta, GA

"I really have zero dislikes. Patrick Kelly was great."

Anthony L., Norcross, GA

"Acopia was great! We used them when purchasing our home and again 18 months later to refinance. The process couldn’t have been any easier. Doug is the best!"

Kevin T., Decatur, GA

"Acopia walked me through the home buying process every step of the way. It can be daunting for a first time home buyer and they made it simple. Highly recommend them!"

Enrique F., Atlanta, GA

"My experience with Acopia was that of ease. The process went very smoothly, I had no complaints at all. They were very helpful at every turn and moved the process along keeping me informed all the while."

Eric T., Douglasville, GA

"We truly appreciated the entire experience once your team took the helm. Smooth sailing the rest of the way. We will keep you in mind moving forward!"

Calvin J., Alpharetta, GA

"We had a great experience with Tina and her team at Acopia Home Loans! Tina created a personalized experience for us and made us feel like valued customers. I had so many questions throughout the process, and Tina was always quick to respond. She did an amazing job and provided information in a professional, yet easy to understand manner. I would highly recommend Tina to anyone looking for a great lender. She truly took the time to build a relationship with us as buyers which made the entire home buying process as comfortable, simple and stress free as possible. Thanks, Tina!"

Michelle M., Canton, GA

"You and the entire mortgage team did an outstanding job. You made a difficult situation easier for me. It is obvious you are very intelligent, talented, and work long hours since I reached you in the evenings and on week ends."

Vicki P., Alpharetta, GA

"My experience was comforting and reassuring that everything will work out in my favor even when I was doubtful and discouraged I was lifted up by Dana, Loretta, Aretha and you Tina because there were times that I just didn't know if it's going to work out but it did and I'm grateful and thankful for you guys encouragement."

Voricea P., Alpharetta, GA

"Great communication and always gets the answer to any questions."

Aretha L., Alpharetta, GA

"Look no further than Doug Richards. Doug made the process very simple and was with me every step of the way. He assisted me with every question I had no matter the day or time. That goes a long way for me. What I thought was impossible was possible through Doug. He is very courteous and professional. You don't feel like just a number with him. From the first contact I had with Doug when I was starting my loan you could tell he knew the business well and loved what he is doing. Thank you again Doug for all of your help!"

Cliff T., Cartersville, GA

"Exceeded expectations. She got my clients more!"

Debra C., Alpharetta, GA

"Tina helped me overcome my fears and told me that everything will be OK and for that she is awesome!"

Timothy H., Alpharetta, GA

"As first time home buyers, we were very intimidated when we first began the loan process. Tina and her Acopia team did everything they could to make us feel comfortable throughout the entire process and making it easy for us along the way."

Enrique F., Alpharetta, GA

"Always a pleasure to work with Don."

Mark H., Marietta, GA

"Very professional. Don did a great job with the client!"

Mark H. Marietta, GA

"Great service helping client be ready and able to purchase!"

Dane M. Marietta, GA

"Don and his team handled my fiancé and I with care and definitely made us feel as though our choosing Acopia to handle our mortgage was a great choice! As to be expected with a transaction of such large proportions and details, there were minor roadblocks, but Don, Troy and their team worked tirelessly and with great service to make the process as smooth as possible! I would definitely recommend their service to my friends looking to purchase a first or new home!"

Danielle H, Douglasville GA

"Don and Loretta were very professional and helpful. The refinance process went smoothly and quickly. I would highly recommend Acopia Home Loans to anyone looking to refinance their current mortgage."

Patricia B, Statham, GA

"Communication between all departments was amazing! Everyone pulled together to try to reach the Buyer while he was out of the country and kept the process moving forward, allowing us to close early."

Candice K., Alpharetta, GA

"I could not be in my new home if it wasn’t for Sonja who worked diligently to secure my loan in a very short period of time. She is so personable and a super loan officer. I will recommend Acopia Home Loans to family and friends for the outstanding professional service I received."

Margaret D., Alpharetta, GA

"Tina was awesome. She helped me understand everything with my first time home buying experience!"

Kaytlin S., Douglasville, GA

"The process was extremely simple and quick. The overall experience was pleasant. Very professional and friendly service. Will use again!"

Michael B., Alpharetta, GA

"Everyone worked together in an efficient manner. Friendly and respectful in all correspondence whether personal or written."

Mary K., Dawsonville, GA

"Everything was extremely smooth and easy. Communication was great and everyone was very friendly and helpful."

Melissa L., Roswell, GA

"The experience throughout the entire process made me feel awesome and also Lisa was very accommodating. As a first-time home buyer, I asked several questions and she very informed and was able to successfully answers all of the mortgage lender. THIS TYPE OF CUSTOMER SERVICE IS TOP NOTCH"

Cassandra S., Covington, GA

"Just wanted to extend my gratitude to you all for all that you did in making my first home buying experience a success. Looking forward to a long business arrangement!"

Ron W., Alpharetta, GA

"We were scared and prepared to be stressful before the process begins, but Doug put all our worries to rest!!! He was professional, easy to work with, honest, worked hard for our deal, and he walked us through every step!! A lot of people say this process is stressful and a headache, but it was so stress free working with Doug!! He was there every step until we closed!! He is great at what he does and I will recommend him to anyone!!"

Courtney Z., Jonesboro, GA

"Thank you so much for all your support throughout the entire process. The knowledge you shared, the patience to provide detailed info that was not overwhelming, your determination to not give up on me and my manually underwritten loan (even though it was painstaking), and helping me make a dream a reality is greatly appreciated."

Vestell M., Alpharetta, GA

"I can’t thank you enough! There is a declaration that I make monthly asking God not just for a miracle but to make me someone’s miracle. This time He let you become my miracle. I didn’t believe I could ever own my own home and certainly not before some time in the distant future if ever, but you and your team made it happen! When others couldn’t, you did! Thank you for accepting the challenge and making my dream come true!"

Valerie H., Alpharetta, GA

"Tina and her team were flawless! They were the the proverbial swan on the water, meaning: they worked so hard (underneath the water/behind the scenes) to where we experienced the calmness effect of just gracefully swimming along."

Gary L., Alpharetta, GA

"Tina and Loretta went beyond the call of duty several times for us. When needed, they both stay working after hours to make sure that the task got completed."

Francisco N., Alpharetta, GA

"This process was at times a bit overwhelming, but everyone at Acopia helped ease our minds. From start to finish, Tina and Loretta were awesome to work with. I personally felt bad because of the amount of times I reached out for help, but I never was made to feel bad for doing so. Thank you very much to the entire team for helping us reach our goal!"

Jason D., Alpharetta, GA

"Excellent communication and readily available!"

Phillip L., Realtor in Alpharetta, GA

Exceptional, Swift, and Professional! I would highly recommend.

Tonia P., Canton GA

"Acopia Home Loans is absolutely the best company to do business with. Joe and all of his associates work around the clock to make sure nothing falls through the clocks. Their professionalism makes your experience seamless and enjoyable during one of the most stressful times of your life. Thanks again to Acopia for all that you do!"

Sam D., Kennesaw, GA

"From the moment I met Terri, I have been anxious to write this review! I contacted Terri after financing fell through with a different lender 4 days before we were set to close. She was amazing! I told her my situation and she jumped on it ASAP! I am amazed at how quickly she closed our loan and the amazing rate she got us. Even at closing, the seller, her agent and my agent had nothing but great things to say about Terri and her team and how amazing they were! Thanks to her, my family and I are in our dream home! She’s someone I consider a friend now. If you are looking to buy a home, Terri and her team at Acopia Home Loans is the way to go!"

Ashley W., Albany, GA

"Tina was amazing to work with I would recommend her to everyone I know!"

Donald M., Alpharetta, GA

"Doug led Me through every step with direction and clarity. Professional, friendly, and honest. It was a pleasure working with him."

Tiffany S., Lula, GA

"Doug is a professional, consistent, helpful, patient and gets the job done. Doug always kept me up to date on all the moving parts that occur in a loan transaction. He was also helpful with answering questions. I had to reach out to him on the weekend too. Doug and the team at Acopia showed their agility in adapting to last minute changes (the seller). The deal closed and I am enjoying my new townhouse."

Cathy W., Lithia Springs, GA

"So proud to work with Tina!"

Pasang T., Alpharetta, GA

"Wonderful team! Will definitely work with Tina and her team again."

Wendy M., Alpharetta, GA

"Tina and her team were great. They all responded to my communications in a timely manner and delivered on the time frame they promised from Day 1. I am very pleased with the experience and would recommend her to others."

Douglas S., Alpharetta, GA

"Tina and her team were excellent, they did not stop until they got me a mortgage that I could afford. We ran into a few bumps and her team made me feel comfortable the whole time. I will definitely use her again."

Deborah S., Buford, GA

"My wife and I were moving to Atlanta from New Jersey and had never bought a home before. We only had about 2 months to find a house and close and without Doug and the team at Acopia I don't know how we would have done it. Doug basically took care of everything. He was always available to answer any questions (and we had a lot being first time home buyers), and kept us updated on where everything stood as we moved through the process. Most importantly, given our time frame I was worried we wouldn't have everything finalized and closed by the time we had to move. Doug got everything squared away and ready for closing in about 3 weeks!! Could not be more happy with the service and experience. Working with Doug and Acopia made the whole process of buying a house simple and stress free!"

Mitch V., Alpharetta, GA

"Doug Richards is a high quality individual! This is the second time my wife and I used him, we went back to him because he is so good! Highly knowledgeable and very friendly and easy to be with. Went over everything in language we could understand and kept us informed constantly throughout the process. We will use him again!"

Michelle W., Woodstock, GA

"Easy to recommend! She can get my clients pre-qualified in 10 minutes even during late hours!"

Jeremy B., Alpharetta, GA

"I have bought and sold many houses and this experience was by far the best and easiest I have ever had. Your entire staff are amazing!"

Donald G., Alpharetta, GA

"We highly recommend Tina!! She was great to work with and made the loan process amazingly smooth. She was able to answer all of our many questions every step of the way and explained everything very well. She is very professional and always got right back with us even after hours and on weekends. She was on top of everything each day - making sure our loan was closed as quickly as possible. You will not be disappointed with Tina!"

Celeste C., Alpharetta, GA

"I had a very pleasant experience with Tina. She’s always available for questions and concerns through the process, and she does everything she can to get the loan done. Highly recommended!"

Sam M., Alpharetta, GA

"This was a challenging process. Coordinating the selling of my home and the purchasing of a new home at the same time. Unfortunately, things don’t always go as smoothly as one would like and we had our fair share of issues and cancellations of contracts. No one at Acopia even flinched. They just rolled with the punches and moved to the next challenge. I am truly grateful for their dedication and steadfastness throughout my loan process."

Carol B., Alpharetta, GA

"Doug was recommended to me by my real estate agent. I had planned on getting multiple quotes but after I sat down with Doug I very quickly realized he was who I wanted to do business with. He and his team kept me informed the entire way and got me a great rate! I would wholeheartedly recommend Doug Richards for any home loan needs!"

Chris B., Acworth, GA

"Tina will go out of her way to get you approved and do what it takes to get things done. She is AMAZING! I would recommend her to anyone looking to buy a house!"

Lisa P., Gainesville, GA

"Craig, Jackie, and Sheila were a blessing to work with. As a self-employed business owner, I knew my refinance would be a challenge. However, Craig and his team are clearly experienced because it was a breeze. They set appropriate expectations and then exceeded them. Thank y'all so much for getting this done for me!"

Tevis, U., Dallas, GA

"Craig and his team worked with me and stood by me from start to finish. He made my home purchase easy as possible. I have my home now and he is still there if and when I need him. I recommend him 100%!"

Cindy A., Dallas, GA

"Doug Richards is the Epitome Of Professionalism and has a vast amount of knowledge in the mortgage and lending process. As a first time home buyer I was terrified of the process, initially the only contact with Doug was via phone/email/text . He made himself readily available and ALWAYS took time to answer All my questions, I felt as though he was holding my hand every step of the way. Our face-to-face encounter was day of closing and it seemed as if I was meeting up with and old friend. My family and I are greatly appreciative of the care and guidance that Doug extended to us throughout this process. THANK YOU!"

Thomas S., Lithonia, GA

"We have closed on many homes over our life and Tina made this process very easy compared to other closings. She is very focused on customer service and goes the extra mile for her clients."

Becky Z., Cumming, GA

"Acopia Home Loans Came highly recommended to me by a close friend... so i gave them a shot. the process was easy despite some of the personal financial obstacles that could have prevented me from from getting approved from other lending sources... they got me approved. The ENTIRE TEAM was great to work with... they communicated quickly and responded to every question i had with patience... no matter how dumb my questions were! i have already recommended Craig (and his team at Acopia) to my family and friends!"

Frankie M., Atlanta, GA

"Tina is very knowledgeable, professional and responsive. She is very easy to work with and goes above and beyond to meet her clients needs. I am looking forward to working more with her in future!"

Ekta W., Hiram, GA

"Tina was referred to us but our realtor at that time we already had a lender but Tina came in and washed the other lender right out the box, Tina was there to answer the question, and concerns that we had about the process. Tina's responds time was impeccable we were able to get in contact with her by phone, text, and e-mail she was available (you know sometimes you can never get a person on the phone) it was not like that with Tina. I would and have already recommended Tina to 3 of our family members and friends. If you are looking for someone that cares about the people they are working with and not just seeing you as a client then Tina is who you should give your business to. Thank you, Tina, for helping us to get the money we needed for our FOREVER HOME!!!"

Justin H., Dacula, GA

"Tina was very helpful and available at all times. She made the process very easy. She worked hard to make sure that I got what I needed and could afford. She is knowledgeable about what loans are available and which ones will be the best for a specific situation."

Tiffany M., Monroe, GA

"Doug was absolutely great and persistent in getting the loan done. I would recommend any and everyone to use Doug Richards if you are in need of a home loan and you want someone working with you on your side. Doug was awesome and I am so thankful for his assistance."

Monica D., Atlanta, GA

"Doug and his team at Acopia Home Loans were fantastic to work with! The process felt more relational than it did transnational which made the experience so much better to me. Doug took the time to get to know my me and my family and made walking through the confusing process of acquiring a loan feel like a breeze."

Logan W., Dallas, GA

Tina was referred to us but our realtor at that time we already had a lender but Tina came in and washed the other lender right out the box, Tina was there to answer the question, and concerns that we had about the process. Tina's responds time was impeccable we were able to get in contact with her by phone, text, and e-mail she was available (you know sometimes you can never get a person on the phone) it was not like that with Tina. I would and have already recommended Tina to 3 of our family members/ friends. If you are looking for someone that cares about the people they are working with and not just seeing you as a client then Tina is who you should give your business to. Thank you, Tina, for helping us to get the $$$ we needed for our FOREVER HOME!!!

J. Hines, Dacula, GA

I really enjoyed working with Mark and Acopia. They answered any question i had. Being a first time buyer this was really important to me. They worked with me as I had a lot of life changes going on at one time to ensure everything went smoothly. Would highly recommend.

Wesley H., Alpharetta, GA

Tina is the most thorough loan originator. She is very patient and knowledgeable. I worked with her for 6 months to repair my credit from my divorce to get me to the closing table. Not only did she get me to the closing table, she walked me through every step of the way, answered every question (sometimes more than once). She also came to the closing with me, which no one has ever done before and questioned anything out of the ordinary. I also had problems with the home I was selling at the time, and she even took the time to help with that which she wasn't obligated to do. Even the seller of the home I purchased asked where did I find Tina due to how knowledgeable and thorough she was. If you are looking for someone with your best interest in mind, knowledgeable of real estate laws and can deal with bad credit, I highly recommend Tina!

India F., Alpharetta, GA

I moved to Miami from Atlanta, and she informed that she will be getting her Miami license. So, I'm confident that she was able to help me from the beginning of the home purchase until the end. It's my first home purchase. Tina is very helpful and always there when I had questions about my loan. She know what she is doing and I highly recommend her.

Hendry T., Miami, FL

Craig and his team were constantly available as we purchased out first home. He was willing to spend time talking with us and walking us through the process. I know that he is still someone that I can reach out to if there is an issue as he is a nice guy who genuinely cares. The team were all kind and excited to get us into a home. If you need help with buying a new home, Craig and Acopia is a good place to go.

Bri A., Woodstock, GA

This company is one of the best in Georgia. I have never seen anyone work so hard for me to close on my home in such a short time period. I was homeless after I sold my home so fast and every place I found seemed to get a new contract before I even got to go in. When I finally put an offer in and it was accepted the process began. It was done in less than 20 days after the contract was signed. I couldn’t believe it. I was homeless no more:). Thank you Sonja Bullard. You rock!!

Kelly T., Cumming, GA

I lack the words to express my overall experience during this process. Terri was very professional, personable and informative, available and very much made me feel at ease. I heard a lot about the process, but to be honest mine went by with no hiccup! I did not feel pressured during the entire process, all of my questions were answered and the communication was very open at each step. I will definitely recommend her to anyone wanting to make a home purchase!

Thomas P., Alpharetta, GA

My husband and I had tried other loan originators before hearing about Acopia and let us just say it wasn't the greatest idea. We had given up and a friend recommend Acopia to us so we thought, why not. Terri Cagle was amazing throughout the whole process. We had a great realtor that was referred to us by them and it was the perfect match. We could not have done this without them and we are very grateful! Thank you all so much!

Lauren S., Alpharetta, GA

Everything was more than could have been expected. On the buying of our new home, they were very informative of each step as we proceeded. Thank you so much for going above and beyond. It was great to meet the people who were dedicated to making it all possible!

Anne C., Alpharetta, GA

Joe and his staff are very prompt. They are very honest and it was such a joy to have had worked with them. Every loan I get in the future will definitely come from this office.

Josh H., Kennesaw, GA

Mark Hutchins said he would "Earn our business"...and he did!

Daniel K., Andersonville, TN

Mark was great!! Professional, courteous and very helpful. Especially grateful for his keeping in touch with me throughout the whole process. Pleasure doing business with him.

Tina M., Salem, MA

Mark was awesome to deal with! He was very professional and provided great customer service. Would not hesitate to recommend him to anyone!

Rebecca C., Kansas City, MO

My experience as a first time home buyer went very well and I owe a lot of it to Terri. I felt like I was in great hands when I was working with her. She was very professional, responsive, knowledgeable, and offered me a lot of comfort throughout the process. I highly recommend her and I am definitely going back to her if I ever needed to buy another home.

Mona S., Suwanee, GA

Terri, was a pleasure to work with. Her communication was outstanding, she kept me in informed on every step of the loan process. I enjoyed working with Terri and will work with her for my next house.

Deanna C., Douglasville, GA

Terri Cagle was there for every step of our process. She actually worked with us for a year before buying our house. She helped myself and my husband throughout that year in rebuilding our credit. I would highly recommend her and Acopia to any of my friends and family.

Cindy M., Douglasville, GA

Dan was contacting me with all of the pertinent information and was very diligent in making sure I submitted all of the information needed to make my loan meet all of its deadlines to appease the underwriters.

Steven R., Cumming, GA

Every home loan is different and Dan realizes that. Dan educated us to clearly understand our options and helped us in making the best decision for us.

Sierra T., Cumming, GA

Dan worked hard to get this loan done in a very short time frame. This allowed us to move directly from old to new house saving us money in the process. I highly recommend Dan and his team.

Natalie P., Greensboro, GA

Homebuying is usually very stressful. I was extremely lucky to have such a great help from Craig and his team. 100 % professional and always available to answer any question or help with any task. Thank you so much again!!!

Katerina K., Alpharetta, GA

I have a special circumstance in that my income is not standard - I'm a stock trader. Doug jumped through every hoop imaginable for me and my family. We talked nearly every day and any issue we had Doug took care of immediately. I can honestly say that without Doug, I do not thing we would have been able to purchase a home. Doug is the best, absolutely fantastic to work with an an all around great guy!!!

Natalie B., Alpharetta, GA

Doug is amazing at delivering value through every aspect of the mortgage process. He understands the industry, process, and customized the experience for our last two homes. Should we need to buy again, we will definitely work with Doug, every-time.

Russell S., Marietta, GA

I have a more complicated financial income situation than is normal and Lori and the team at Acopia were able to design a solution for me other mortgage providers could not provide. Thanks Lori!

Joshua R., Alpharetta, GA

Lori and her team were extremely professional and made our re-if as stress free as possible. She guided us every step of the way and kept us apprised immediately of every stage in the process.

Cathy M., Alpharetta, GA

Lori was organized, efficient and extremely helpful. She made the process of buying our house very stress free. Our experience with Lori was phenomenal. She kept things moving and we were able to close in less than 30 days.

Kendall and Tracy H., Alpharetta, GA

Was no single incident. When I use Lori I know I can concentrate on being the Realtor, not the Lenders go between. This was especially needed as client was a friend and what he makes or whatever assets he has are none of my business. I have also had a client who was very nervous about financing as he had been turned down by his first lender. Lori was able to calm him down by spending extra time going through the whole process and explaining why Acopia would be able to do the loan!

Beth B., Alpharetta, GA

When it comes to Mortgage Origination, Lori Kirn is a rare breed. Lori is intelligent, perceptive and knowledgeable. Lori confidently leads her customers to the best Mortgage product for their needs. Lori's training and experience enable her to produce superior results for her clients, at the best cost possible. I have personally closed Lori's transactions for over 10 years, and have had the pleasure of witnessing the satisfaction expressed by all of her clients at the end of each closing. I highly recommend Lori Kirn.

Jim C., Alpharetta, GA

Working with Lori is seamless, she handles every detail. Over the top with her communication to let me know that my clients are well taken care of. Her company has great rates so there is no need for my clients to shop around. I recommend her to all my clients!

Susan F., Alpharetta, GA

Christina was an amazing partner when we purchased our first home. As first time home buyers, we had a lot of questions and concerns throughout the process, and Christina was beyond willing to explain (and re-explain) every piece to us. Christina also went above and beyond to check into our loan options and delivered a loan that met our needs even better than the original, with a lower rate and payments than anticipated. With her transparency throughout the process, we felt comfortable and excited to close on our first home. She was consistently available and easy to reach which was extremely helpful and she treated us more like friends than clients. If you're looking for a lender, look no further!

Sarah S., Roswell, GA

I've had experience with multiple closings from prior homes and refinancing. This, by far, was one of the best. They took great care of us. And thankfully, no last minute chaos (that I've had with so many other loan officers). I'd highly recommend her!

Anna H., Cumming, GA

Christina did such a fantastic job for us. We were under such pressure for a short escrow (from the buyers for our house in California). She was very knowledgeable. She was always available to answer questions (even with a 3 hour time difference) when we texted, emailed or called. I never felt alone - she was always available. And she was able to close our loan a week earlier than expected! We only were without our home for 3 days! Thanks Christina! Fantastic job!

Laura C., Carl, GA

I have known Craig Berry for many years, during which time I’ve closed many loans for him. Craig always goes above and beyond for his clients. He does his best to accommodate his clients when it comes time to close on their loan by allowing them to choose where they want to close (including in their home if they choose). When he can’t attend the closing, Craig always follows up with me after closing to ensure everything went well and was smooth for his clients. As a loan officer with many years of experience, Craig is extremely competent and consistent, and will gladly assist you with all your home loan needs. I highly recommend him.

Tim C., Atlanta, GA

Craig is extremely professional and is a great lender to work with. He made the process very easy from start to finish. He is very patient and made sure my wife and I understood everything about the process. Craig has helped many other home buyers I know, and he comes highly recommended.

Pat M., Lawrenceburg, GA

I never thought I could obtain a loan because I am self employed and do not make enough to qualify. I was wrong! Although I was sure I could not secure a home loan, I asked Craig to check into it for me. It wasn't easy, but he made it happen! I will recommend Craig to everyone I know!

Debbie L., Acworth, GA

Craig and his team were FANTASTIC to work with. As a first time home buyer, I was a bit scared going into the whole process, but Craig made everything very easy to go through. All of my questions were answered, and tons of information was given to me so that I really understood what was going on at all times. I truly appreciate all of the hard work and great communication put in by his whole team, and I'd work with them again in a heartbeat. They are all so wonderful!

Maddie P., Winder, GA

This is the dream team! I recently closed on my first house in the US and initially thought it would be a daunting experience but I was pleasantly surprised about how seamless the process was. My realtor and lender had a good relationship and worked well together to get things done without involving me and I appreciated that so much because I am very busy with work etc. I felt a celebrity with ‘handlers’! There is also an app which provided step by step details on my loan and how it was progressing. The day I received final approval I got a notification on the app which I thought was the coolest thing. This was followed, 5 minutes later, by a phone call from Craig advising of the approval. Craig is amazing and very hands on…he often called to give updates and reassurance that things were on track. I can confidently recommend this team to anyone purchasing a home as they are truly professional and downright just good at what they do.

Marsha M., Marietta, GA

Craig and his team provided unbelievable service helping to make our first home purchase go smoother than we imagined it could be. But before I even get to that, we want to go back in time a couple years, to well before we were in the market for real. Even then, when it was clear we were a long way off from a purchase -- and maybe even when he had no reason to believe we would become real customers -- Craig was generous with his time, answered all our questions, and gave us the information we needed to realistically assess our current and future options. That spoke volumes about how he truly wanted to help, and that became even more clear as we worked with him on an actual purchase in these past couple months. Craig and his team provided outstanding, and quick, service in more ways than we can name. Craig delivered pre-qualification letters right away on multiple occasions and worked closely with our realtor to make sure we were ready to act when we found our home. Then, he and his team had us fully prepared for what we needed to deliver in terms of information and paperwork, finding and finalizing insurance, home inspections, and everything else involved in the process. All this despite us throwing a couple curve balls Craig's way and asking probably every conceivable question about the process throughout. Things went so smoothly that we were a little freaked out by how little we needed to do in the last week or so before closing (having heard horror stories from people who obviously didn't work with Craig), and then we sailed right through closing and into our new house. We can't recommend Craig and his team highly enough. We like to think we're in our "forever" house, but if that ever changes, Craig will be our first call and we will know we are in the best hands we can be in. Thanks, Craig, Sheila, Debbie, and everyone else on your team!

Jim and Kristen C., Marietta, GA

Buying a home is a very stressful process. Doug and Troy were on top of everything and took the stress of the mortgage process off of us. Both Doug and Troy know their products, and are excellent at what they do! Doug’s calm nature paired with Troy’s sense of humor make them a great duo to keep you smiling and relaxed during the process. They honestly impressed me very much! I believe in all my heart that we would not be in our home if it wasn’t for them! A ++++++! Thank you Doug, Troy, and the whole team at Acopia! We are truly grateful for all that you did for us!

Cheryl B., Alpharetta, GA

Doug is an exceptional Loan Officer! He was instrumental in making the refinance of our home loan process streamlined and glitch free. We will definitely use him and Acopia again for all of our home loan needs. I will refer all of my clients, friends, and family to him, should they need a mortgage lender!

Lori T., Alpharetta, GA

Doug was amazing to work with! Held my hand through the process, closed in a ridiculously short period of time, and was extremely responsive whenever I had a question, including weekends! I would use him/Acopia again in a heartbeat!

Ashley S., Alpharetta, GA

Buying a home is a very stressful process. Doug and Troy were on top of everything and took the stress of the mortgage process off of us. Both Doug and Troy know their products, and are excellent at what they do! Doug’s calm nature paired with Troy’s sense of humor make them a great duo to keep you smiling and relaxed during the process. They honestly impressed me very much! I believe in all my heart that we would not be in our home if it wasn’t for them! A ++++++! Thank you Doug, Troy, and the whole team at Acopia! We are truly grateful for all that you did for us!

Cheryl B., Alpharetta, GA

Working with Lori is seamless, she handles every detail. Over the top with her communication to let me know that my clients are well taken care of. Her company has great rates so there is no need for my clients to shop around. I recommend her to all my clients!

Susan F., Alpharetta, GA

Was no single incident. When I use Lori I know I can concentrate on being the Realtor, not the Lenders go between. This was especially needed as client was a friend and what he makes or whatever assets he has are none of my business. I have also had a client who was very nervous about financing as he had been turned down by his first lender. Lori was able to calm him down by spending extra time going through the whole process and explaining why Acopia would be able to do the loan!

Beth B., Alpharetta, GA

I have a more complicated financial/income situation than is normal and Lori and the team at Acopia were able to design a solution for me other mortgage providers could not provide.

Joshua R., Alpharetta, GA

Lori was organized, efficient and extremely helpful. She made the process of buying our house very stress free. Our experience with Lori was phenomenal. She kept things moving and we were able to close in less than 30 days.

Kendall and Tracy H., Alpharetta, GA

Lori and her team were extremely professional and made our re-if as stress free as possible. She guided us every step of the way. Lori kept us apprised immediately of every stage in the process.

Cathy M., Alpharetta, GA

Tina, you offer an unsurpassed level of commitment to your client services. I was trying to sleep and you were up at 1:00 am working on my loan. You worked endlessly to ensure you found the best solution for my unusual situation. Although, my situation was unusual and challenging for me, you made seem seamless. Your company and specifically you, provided a high level of professionalism, honesty and concern. Thank you for all of your help and assistance every step of the way.

Judy E., Suwanee, GA

As a real estate agent, I need to be able to have extreme confidence in the mortgage professionals whom I recommend to my clients. Tina is a consummate professional. Not only is she thorough, detail oriented, and knowledgeable, she is caring and dedicated to all her clients. She cares on a personal level and will go the extra mile. I remember a particularly difficult transaction Tina helped my client with where she went above and beyond what any other lender would do. She met with those clients on a Saturday morning and we spent over 2 hours together helping them understand the process and going through paperwork. Tine will answer her phone late at night or early in the morning and every time in between. She makes herself available to her clients and is easy to reach. I would recommend her to anyone!

Michele O., Atlanta, GA

Great communication, very patient and awesome!!! Tina was available anytime to answer all my questions, late at night or early in the morning. I felt like we were the only customers she had. If we ever buy another house I will have Tina work my loan.

Robert T., Marietta, GA

Just the right amount of communication. Tina and her team guided me through the loan process with ease! The videos were so cool and made things so much easier to understand. Tina made it an enjoyable experience. We are so happy with our home! Thank you Tina - great job! And thank you for the closing gift and remembering my birthday every year too - the cards are so nice!

Mellisa S., Atlanta, GA

My wife and I worked with Tina to help purchase are new home and refinance a few months later. It was great working with Tina and we couldn't have asked for a better loan specialist. She was extremely helpful and was always willing to go the extra mile to help you. I would highly recommend working with her!

Brandon L., Atlanta, GA

Tina Harrison helped me with a mortgage on my new home purchase. The process was smooth and simple. Excellent communication and industry-leading expertise from Tina was the catalyst that made my home buying experience a pleasurable one. I will definitely do business with Tina again in the future.

D.R. T., Johns Creek, GA

I'm an active real estate agent and Tina is always my go to person on anything mortgage. In my business, you have to surround yourself with the best people and Tina flat out raises the bar. She is super knowledgeable, quick to respond, and knows how to stay competitive. She is service oriented and she is always willing to help. She has even helped me even if the loan is not hers! I recommend her to all my clients.

Oliver S., Atlanta, GA

When my husband and I were searching for a loan to consolidate debt and make home improvements, Tina Harrison led us through the daunting task of refinancing our home with a VA loan. Using my husband's veteran status, she was able to secure us a loan that maximized our cash payout while consolidating existing debt. Tina guided us along every step of the way, kept us informed and finalized closing as quickly as possible. I would highly recommend Tina Harrison to help with any or all your mortgage loan needs.

Fran B., Evans, GA

My wife and I were referred to Tina from a close friend of our when we began searching for our home. We did our research on what we needed to purchase a home, but Tina was a HUGE help in the process. She stayed in contact with us through the process continually and made us feel comfortable about the home we were looking to purchase. It was a little bit of bumpy road, but I’m sure anyone that has bought a home never had the smoothest experience. Anytime I had a question for Tina she would reply back immediately by email or would set up phone appointments based on my work schedule which was helpful due to my work. Overall it was a pleasant experience and I would ABSOLUTELY recommend Tina as lender to anyone looking to purchase a home. She’s very kind and doesn’t look at you as a commission, but as a friend that needs professional help to reach that next milestone in life, Thank you Tina! Happy house hunting!

The Watts Family, Dacula, GA

Tina did a wonderful job of walking me through the process, keeping me updated, and getting me the best rate possible. She was great at letting me know exactly what I needed and assisting me with finding it. She was also able to advise me on the best way to raise my credit score to receive the best rate possible. I highly recommend her!!

Christine R., Suwanee, GA

On the purchase of our new home, Tina Harrison offered the best service from a mortgage broker that we have ever experienced. We would, without question, recommend Tina to anyone seeking a new mortgage. Tina provided immediate response on any and all questions we asked concerning prequalification, credit reports and their effect on our loan, loan progress, necessary items to complete the loan, and exhibited complete overall knowledge of the loan process. Additionally, Tina created an environment in which we felt secure that our loan would close on time (and it did!). We highly recommend Tina Harrison to anyone searching for a mortgage loan of any type.

John G., Cumming, GA

Tina was wonderful to work with! She worked around the clock to answer our questions and provided timely responses. She went above and beyond to help us get the best rate possible. Happy to see her at our closing table!

Amy S., Canton, GA

Lisa and the Acopia team were amazing. They were very responsive and flexible throughout the entire loan process. I highly recommend Acopia to anyone who desires a smooth mortgage process coupled with competitive rates! Thank you Acopia!

Derek H., Atlanta, GA

Our experience with our refinance was excellent. Our questions were answered quickly and professionally, information provided regarding the procedures were clear. Lisa was great to work with.

Brenda O., Atlanta, GA

Lisa was fantastic. She kept us 'straight' through the overwhelming process of buying our new home while selling our current home. The entire team was outstanding and I would use them again and recommend to anyone.

Tina P., Atlanta, GA

Experience was amazing! We are first time home buyers and Lisa was very patient with us and helped us with any questions or concerns we had.

Anand P., Atlanta, GA

Lisa was always prompt in responding and she kept all things on track so I didn't have to worry about anything. She always reminded me about deadlines, double checked items to make sure they were sufficient and because of this my home buying experience went along perfectly with no issues. I credit Lisa for this. She was attentive day and night and very dedicated to her job. I would highly recommend her!

Claudia M., Atlanta, GA

I am so thankful to have Terri help me with my financial situation. She was very helpful with everything I needed to help me get into my new home! Coming into this, I didn’t know what I was going to do. I was nervous and worried that things weren’t going to work out for me. But Terri and Tia reassured me that things would be okay! Now, I am in my new home, thanks to them!

Anthony G., Alpharetta, GA

Terri is awesome! I would recommend her to any first time homebuyers! Everyone seems to think that buying a house is as stressful process, but it isn’t with Terri! She is on top of everything! She made the home buying process easy and stress free. She is extremely professional and very knowledgeable!

Gabrielle M., Alpharetta, GA

Terri is the epitome of customer service. Personable, professional, able to leap tall buildings in a single bound! She’s superwoman!

Cheryl B., Alpharetta, GA

It has been my privilege and pleasure to work with Joe Pulliam, Branch Manager with Acopia Home Loans in Kennesaw. Joe’s team is totally devoted to providing the highest level of customer support and service. From the opening bell, their communication with all parties associated with your transaction is unsurpassed. Joe’s honesty and punctuality will never leave you wondering about where you are in the process. The Real Estate acquisition process has changed dramatically over the last several years and Joe Pulliam and Acopia Home Loans have set the industry standard in performance and expectation. I highly recommend that you give Joe and his team the first call for all of your lending needs.

Sam D., Kennesaw, GA

Joe and I discussed my mortgage needs for month’s long distance, prior to my move to Delaware. He made me feel secure and stress free. His patience is amazing and he is a real ‘people-person’. I was in competent hands with Joe handling my mortgage.

Kathleen Y., Kennesaw, GA

In nine years of full time real estate service, the importance of people who are reliable and can be counted on has become immeasurable. In my experience with Joe Pulliam and his team of support staff, it is without question that a consistent, detailed effort is expected and delivered throughout the life of the lending process and beyond. Currently, Joe and I close transactions together on a regular basis as his reliability has proven itself time and time again. And, as I direct buyers to communicate with him as they enter the market and begin exploring their options, it is with confidence that I can proceed in working to identify the houses that best fit their needs and match the budget Joe has help them to set. Numerous time, home buyers with ideas of their own about financing, find themselves in a better position by working with Joe and his team. And its has even occurred on more than one occasion that as working with our buyer clients, listing agents have been so impressed that they beginning advising their clients to talk with Joe and work with him as well.

Thomas C., Kennesaw, GA