Justin was fantastic throughout the entire lending process. He was flexible enough to adhere to my short time to close and without him there's no way I could have closed on my house. Outside of being very timely and organized, he was transparent and communicative throughout my first home buying experience. No surprises or hiccups along the way. My realtors had fantastic things to say about him as well. The next home I purchase, I'll definitely be calling Justin back! Would highly recommend.

Daniel M., Atlanta, GA

"Found the agent in general conversation after we were already with a different company. Agent was able to get us a better interest rate of almost 1 whole point less. Professional, kept us well informed and walked with us every step of the way from start to finish!! Prompt response to all my questions and concerns! Would use them again most definitely!"

Jennifer B., Snellville, GA

I had a great experience using Stephen Gowen with Acopia Home loans. The process was incredibly smooth and I was extremely happy with the end result. Highly recommended!

Witt T., Duluth, GA

Very knowledgeable in what it takes to get your home loan. Steve is an expert at what he does. He's also very friendly, easy to talk to, he gets right back to you if you have a questions and he makes you feel very comfortable throughout the process. I am using Steve for my next home purchase also.

Norman L., Sandy Springs, GA

Over the past few years Jenny has operated in various capacities within the mortgage and lending industry. She is one that I could always rely on to get things done in an exceptional fashion. She uses her excellent communication skills to address challenges and she is consistently resolution focused. I have trusted her to meet the mortgage needs of my clients, friends and family. She is a tremendous resource to have on your team, whether buying or refinancing a home.

Shawn G., Duluth, GA

From the moment I spoke to Jeff Ingram to finally meeting him, he made me feel like I was part of his family and Acopia Home Loans was the right company to trust! Any question I may have had or thought about Jeff was there to answer and the process went smooth. I am filled with so much joy right now I can't thank Jeff enough, he is definitely a man of his word. We did it... I'm so excited & I just can't hide it!

Robbin F., Duluth, GA

I have worked with Justin three times. Two mortgages and one re-finance. I am a repeat customer because it has always been a wonderful experience. Each time I were to call or email, Justin responds in an incredibly fast time with all the information I need. I know he is busy but I always felt as if I was his only client. Work with Justin, you will not regret it!

Denise D., Duluth, GA

We were blessed to get to work with Stephen! We were seeking a new lender in the middle of being under contract and he and his team did everything in their power to help us stay on track to close on time. Everything was explained to us in a way we could understand, which was important since we were first time home buyers.

Ashley D., Duluth, GA

Jenny knows the mortgage world inside and out. I would refer her in a heartbeat.

Kari E., Duluth, GA

Marc Levine was very informative and readily available to advise me on any questions I had. The process was very easy.

Taznee H., Duluth, GA

Worked out well. Some confusion on the LE-2 doc at first but all worked out in the end. Marc solved any issues and we got what we set out for. Thank you.

Matthew E., Duluth, GA

Stephen Gowen has been great to my wife and myself. He has made my last 2 home purchases painless and smooth. With our most recent home sale/purchase he handled both our mortgage and the buyer's mortgage of our old home. Very kind and informative... 3 successful on time closings for us.

Mike M., Atlanta, GA

"Doug Richards is the Epitome Of Professionalism and has a vast amount of knowledge in the mortgage and lending process. As a first time home buyer I was terrified of the process, initially the only contact with Doug was via phone/email/text . He made himself readily available and ALWAYS took time to answer All my questions, I felt as though he was holding my hand every step of the way. Our face-to-face encounter was day of closing and it seemed as if I was meeting up with and old friend. My family and I are greatly appreciative of the care and guidance that Doug extended to us throughout this process. THANK YOU!"

Thomas S., Lithonia, GA

Jeff was very professional and worked hard to get us approved for the loan. He and his staff were always very prompt and professional and could answer all our questions.

Matthew B., Duluth, GA

I had the pleasure of working with Justin on my very first home purchase. Justin was there every step of the way and helped walked me through mortgage process and answer all my questions. It can be very overwhelming for a home buyer but I felt very comfortable with Justin. He was very knowledgeable, professional and patient through the whole process.

Tricia P., Cumming, GA

Justin made the whole refinance process a breeze. He kept me informed along the way and made everything go very smoothly. I will definitely call Justin again, if the need were to arise. Justin kept me very informed throughout the whole process and was very professional

Julia C., Statham, GA

There is no one I would trust more with my mortgage or financial needs! Jenny makes everything so easy to understand and has the patience of a saint! You are in good hands with her.

Elysse M., Duluth, GA

"Doug Richards is a high quality individual! This is the second time my wife and I used him, we went back to him because he is so good! Highly knowledgeable and very friendly and easy to be with. Went over everything in language we could understand and kept us informed constantly throughout the process. We will use him again!"

Michelle W., Woodstock, GA

"Doug was absolutely great and persistent in getting the loan done. I would recommend any and everyone to use Doug Richards if you are in need of a home loan and you want someone working with you on your side. Doug was awesome and I am so thankful for his assistance."

Monica D., Atlanta, GA

"Doug was recommended to me by my real estate agent. I had planned on getting multiple quotes but after I sat down with Doug I very quickly realized he was who I wanted to do business with. He and his team kept me informed the entire way and got me a great rate! I would wholeheartedly recommend Doug Richards for any home loan needs!"

Chris B., Acworth, GA

"Doug is a professional, consistent, helpful, patient and gets the job done. Doug always kept me up to date on all the moving parts that occur in a loan transaction. He was also helpful with answering questions. I had to reach out to him on the weekend too. Doug and the team at Acopia showed their agility in adapting to last minute changes (the seller). The deal closed and I am enjoying my new townhouse."

Cathy W., Lithia Springs, GA

"Thank you a million times over. It has been a great journey and I am very grateful for having all of you as a team. I look forward to moving into my new home. Its still unbelievable to me. Again, I thank each and everyone of you. Marc Levine and Marcus Burton you guys are unbelievable, I think I'm still in shock, I really don't believe this has happened. Thanks for putting your trust in me, I will not let you down. I promise."

Jesse E., Atlanta, GA

I called Stephen to inquire about both a mortgage on a new purchase of a townhome as well as a refinance on my primary residence. Stephen was able to close on both of these mortgages for us in less than 30 days and we were very pleased with all that he did for us! I will recommend Stephen to anyone I know who is looking for either a refinance or new loan!

Anti S., Duluth, GA

Justin went out of his way to ensure that the process of buying our home was as easy as possible. He was responsive, communicative, and knowledgeable every step of the way. Not only did he work closely with us on the loan process, but he also got to know us and recommended a real estate agent who was a perfect fit for what we were seeking. We could not have asked for a better experience, and would not hesitate to recommend Justin and his team enthusiastically to others for assistance with buying or refinancing.

Christine R., Smyrna, GA

Mark was very helpful to me. I'm so happy and grateful to know him and work with him. He was always ready to help me.

Vahid N., Duluth, GA

Marc Levine was simply outstanding he always availed himself to answer any questions.

Theotis G., Duluth, GA

Justin was awesome during the whole process of our loan. From the pre-approval to all the necessary paperwork to get in cleared before we closed. We had tons of questions and he always answered them. He is very knowledgeable and it makes one of the biggest purchases people make easier and more enjoyable. Definitely would recommend speaking with Justin!

Coach Kirby, Watkinsville, GA

Work with Stephen and Acopia loans service such an awesome experience Stephen treats me as an individual worthy of him time. He took the time to remind me of the things I need to provided him but also encourages me and praise me on my desire to provide a bigger and better home for my foster children. Acopia’s little videos that were personalized to me was putting icing on the cake, wow, I was truly impressed and appreciated. Thanks.

Novelette N., Duluth, GA

Justin was a huge help to us throughout the entire process. As first time home-buyers, we had no idea where to start and Justin got the ball rolling. He walked us through the process, introduced us to our realtor and stuck with us through all our questions. We would not have our home today if it were not for Justin going above and beyond to help.

Jordan S., Atlanta, GA

As a first time home buyer, I really wasn't sure exactly what the loan process required. Stephen was very explanatory and thorough and answered all of my questions. He always responded quickly which was crucial since there are so many deadlines in the home buying process. I work a very irregular schedule and contacting people during normal business hours can be difficult- but Stephen was easy to work with and worked around my schedule to get the job done. We closed on time and are very happy in our new home. We are very glad that we chose to work with Stephen and his team.

Ronald S., Atlanta, GA