Stephen Gowen has been great to my wife and myself. He has made my last 2 home purchases painless and smooth. With our most recent home sale/purchase he handled both our mortgage and the buyer's mortgage of our old home. Very kind and informative... 3 successful on time closings for us.

Mike M., Atlanta, GA

Justin was awesome during the whole process of our loan. From the pre-approval to all the necessary paperwork to get in cleared before we closed. We had tons of questions and he always answered them. He is very knowledgeable and it makes one of the biggest purchases people make easier and more enjoyable. Definitely would recommend speaking with Justin!

Coach Kirby, Watkinsville, GA

I have worked with Justin three times. Two mortgages and one re-finance. I am a repeat customer because it has always been a wonderful experience. Each time I were to call or email, Justin responds in an incredibly fast time with all the information I need. I know he is busy but I always felt as if I was his only client. Work with Justin, you will not regret it!

Denise D., Duluth, GA

Getting a home loan through Mr. Roberts was truly one of the easiest things I've ever done. This was my second time buying a home and it was SO much easier than the first time. Mr. Roberts was very responsive to calls and emails and we closed on time. I would highly recommend him.

Sarah E., Monticello, GA

"Stephen did a fantastic job making my mortgage happen in just 2 weeks. He got me a great rate, was very responsive every step of the way. Stephen and his team guided us through the process step by step. I wouldn’t hesitate to recommend Stephen and his team."

David M., Buford, GA

Justin was a huge help to us throughout the entire process. As first time home-buyers, we had no idea where to start and Justin got the ball rolling. He walked us through the process, introduced us to our realtor and stuck with us through all our questions. We would not have our home today if it were not for Justin going above and beyond to help.

Jordan S., Atlanta, GA

Going through the loan approval process is never easy, especially when getting one for a home. Justin made it as hassle-free as possible. He managed the process start to finish. If we ever hit a snag with someone, we just gave Justin a heads up and he had the process back on track within the next 24 hours. We won't be going out of our way to go through loan approval processes again, but when we need to, we will for sure give Justin a call. Thoroughly recommend!

Chris L., Atlanta, GA

I had a great experience using Stephen Gowen with Acopia Home loans. The process was incredibly smooth and I was extremely happy with the end result. Highly recommended!

Witt T., Duluth, GA

I've worked with other lenders before but never have I had the quality of customer service that I've received from Stephen. He went the extra mile to find the right mortgage for me when I purchased my home. And when I was ready to refinance he went above and beyond to find the loan that fit my needs. Wouldn't call anyone else in Atlanta for my home mortgage needs.

Sunan D., Lawrenceville, GA

Justin was fantastic throughout the entire lending process. He was flexible enough to adhere to my short time to close and without him there's no way I could have closed on my house. Outside of being very timely and organized, he was transparent and communicative throughout my first home buying experience. No surprises or hiccups along the way. My realtors had fantastic things to say about him as well. The next home I purchase, I'll definitely be calling Justin back! Would highly recommend.

Daniel M., Atlanta, GA

Worked out well. Some confusion on the LE-2 doc at first but all worked out in the end. Marc solved any issues and we got what we set out for. Thank you.

Matthew E., Duluth, GA

Justin went out of his way to ensure that the process of buying our home was as easy as possible. He was responsive, communicative, and knowledgeable every step of the way. Not only did he work closely with us on the loan process, but he also got to know us and recommended a real estate agent who was a perfect fit for what we were seeking. We could not have asked for a better experience, and would not hesitate to recommend Justin and his team enthusiastically to others for assistance with buying or refinancing.

Christine R., Smyrna, GA

There is no one I would trust more with my mortgage or financial needs! Jenny makes everything so easy to understand and has the patience of a saint! You are in good hands with her.

Elysse M., Duluth, GA

I'm please to say the entire process went rather smoothly and we closed even sooner than I anticipated. Jeff was great to work and stayed on top of the entire process. Everything was done in such a timely manner. FIVE STARS!

Aaron W., Duluth, GA

I've worked with Stephen on my first home loan and refinance and in both situations he went above and beyond the norm. He is prompt with responding to emails and phone calls even if they came after hours. Even after our loan was complete back in 2011 I still get correspondence from him on market status and new deals I should take advantage of. For example as a new mortgage holder there were certain things I had no knowledge and because of his consist email I was able to get a better deal on my loan and save some money. From the first loan in 2011 and my refinance in 2017 he is perfect everytime.

Donald F., Atlanta, GA

From the moment I spoke to Jeff Ingram to finally meeting him, he made me feel like I was part of his family and Acopia Home Loans was the right company to trust! Any question I may have had or thought about Jeff was there to answer and the process went smooth. I am filled with so much joy right now I can't thank Jeff enough, he is definitely a man of his word. We did it... I'm so excited & I just can't hide it!

Robbin F., Duluth, GA

Jeff is great to work with and keeps you informed throughout the entire process. I wouldn't hesitate in recommending Jeff to friends and family.

Jordan M., Duluth, GA

As a first time home buyer, I really wasn't sure exactly what the loan process required. Stephen was very explanatory and thorough and answered all of my questions. He always responded quickly which was crucial since there are so many deadlines in the home buying process. I work a very irregular schedule and contacting people during normal business hours can be difficult- but Stephen was easy to work with and worked around my schedule to get the job done. We closed on time and are very happy in our new home. We are very glad that we chose to work with Stephen and his team.

Ronald S., Atlanta, GA

Work with Stephen and Acopia loans service such an awesome experience Stephen treats me as an individual worthy of him time. He took the time to remind me of the things I need to provided him but also encourages me and praise me on my desire to provide a bigger and better home for my foster children. Acopia’s little videos that were personalized to me was putting icing on the cake, wow, I was truly impressed and appreciated. Thanks.

Novelette N., Duluth, GA

Justin was a great lender to work with. He was super friendly and made the financial side of our home buying process easy! He walked us through the whole process and was so helpful with explaining everything and making sure we had everything we needed on a tight timeline. I would definitely work with Justin again if I had the chance.

Jane H., Cumming, GA

My husband and I had a very traumatic home experience with our first lender. After, our realtor asked me if my husband and I would be willing to talk to Stephen Gowen, at Acopia Home Loans. On the phone call with Stephen, I realized within the first few minutes that our experience with Stephen would be completely night and day. Stephen, thoroughly explained the process and what would be expected of us. He stepped in and saved the day (cheesy, but true). Stephen, and the Acopia Home Loans team readily made themselves available. Whenever we had a question we could text, call, or email Stephen and he would respond immediately. He would even take calls during his off hours. Stephen and his team went over and beyond to help my husband and I become first time homebuyers. My experience has taught me so much. I never want anyone to feel or go through the anxiety or stress that we went through initally. I hope everyone's experience could always be like mines was with The Acopia Home Loans team. I am currently in the process of getting my real estate license in Georgia, and I know if I ever have a client who's is in need of a mortgage, I will be quick to direct them to Stephen Gowen at Acopia! Thank you Stephen! You and the team Acopia Home Loans have truly been a blessing to my family!

Bernard and Diana B., McDonough, GA

There are not enough good things I can say about Jeff Ingram and the team at Acopia Home Loans. They care about you, stay in contact with you and work so hard to make your dream of owning a home a reality. It's no secret to any of them how I feel. They are my hero's and they changed my life. Fantastic company and people!

Jennifer F., Duluth, GA

Very knowledgeable in what it takes to get your home loan. Steve is an expert at what he does. He's also very friendly, easy to talk to, he gets right back to you if you have a questions and he makes you feel very comfortable throughout the process. I am using Steve for my next home purchase also.

Norman L., Sandy Springs, GA

Stephen is the quintessential example of a professional, making the entire process of obtaining a home loan as effortless and simple as possible. He is always available and replies without delay to any question or request. It was an absolute pleasure working with Stephen and we would recommend him to any of our family and friends!

Judi B., Duluth, GA

I was a first time home buyer. Always received a fast response to my many questions. Got locked in with a solid rate, and closed on time. Couldn’t ask for more!

Adam B., Atlanta, GA

Jeff was very professional and worked hard to get us approved for the loan. He and his staff were always very prompt and professional and could answer all our questions.

Matthew B., Duluth, GA

Over the past few years Jenny has operated in various capacities within the mortgage and lending industry. She is one that I could always rely on to get things done in an exceptional fashion. She uses her excellent communication skills to address challenges and she is consistently resolution focused. I have trusted her to meet the mortgage needs of my clients, friends and family. She is a tremendous resource to have on your team, whether buying or refinancing a home.

Shawn G., Duluth, GA

"Thank you a million times over. It has been a great journey and I am very grateful for having all of you as a team. I look forward to moving into my new home. Its still unbelievable to me. Again, I thank each and everyone of you. Marc Levine and Marcus Burton you guys are unbelievable, I think I'm still in shock, I really don't believe this has happened. Thanks for putting your trust in me, I will not let you down. I promise."

Jesse E., Atlanta, GA

Marc Levine was simply outstanding he always availed himself to answer any questions.

Theotis G., Duluth, GA

We are very happy that we went with Acopia. Stephen Gowen was very responsive to all of our questions and we felt like we were in good hands through the entire process. You can't get this kind of personable experience and customer service with the large banks. Hopefully we don't need another mortgage in the near future but if we do Stephen will be the first person we call. Thank you!

Andrew P., Duluth, GA