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2901-B Rainbow Drive
Rainbow City, AL 35906
(256) 467-7401
Branch NMLS 1143084

Welcome to Acopia Home Loans! Our passion is helping qualified buyers build financial wealth by achieving their dream of homeownership. Reach out to one of our experienced mortgage loan advisors to get started.


Charlene Edwards

Branch Manager
NMLS 472434 | GRMA 41377

Licensed in
AL, GA, & MS


Dick Edwards

Mortgage Loan Advisor
NMLS 500734

Licensed in

Use our easy-to-use tools to learn more about mortgages and calculate different loan scenarios, monthly payments and more!

4 Keys to Your First Home Graphic
Calculator Graphic with What Will My House Payment Be Graphic
Rent vs. Own Graphic
Money Background with Debt Consolidation Analysis Calculator Graphic



A special loan program created to give back to those who have given so much – to each of us, our families and communities. If you are a veteran, teacher, or first responder, you may qualify for this unique program.

Our Clients Say it Best