2901-B Rainbow Drive Rainbow City, AL 35906 (256) 467-7401
Branch NMLS 1143084
Welcome to Acopia Home Loans! Our passion is helping qualified buyers build financial wealth by achieving their dream of homeownership. Reach out to one of our experienced mortgage loan advisors to get started.
A special loan program created to give back to those who have given so much – to each of us, our families and communities. If you are a veteran, teacher, or first responder, you may qualify for this unique program.
"Its been a long journey, numerous stressful days and ups and downs, but we made it and are officially home owners! It couldn't have been possible without the help of my excellent mortgage advisor, Dick Edwards and realtor, Jim Todd! We have a whole testimonial to make, but this journey couldn't have been possible without these wonderful men. I would highly recommend them and am forever grateful and appreciative. Don't hesitate to contact them for your home purchase! 5 star service, thank you!"
Zulmarie H., Gadsden, AL
"Thank you so much for everything! I appreciate you making this a smooth process! You are great at communicating and excellent with answering all of the questions that I had! I will be recommending and using your services again in the future!"
Jordan P., Birmingham, AL
"Cant say enough about how easy and low hassle my experience was. Easy online portal for documents, great service, smooth simple closing at my convenience, for my first ever refinance experience it was great in every way!"
Lindsey I., Birmingham, AL
"Incredible experience trying to find a mortgage option quickly and within our budget. Jonathan was friendly and professional and available to help at anytime day or night. He was quick to communicate and even quicker to solve problems. He made the process very easy and painless. I’d give 10 stars if I could! I will recommend Jonathan to anyone."
Andrew G., Birmingham, AL
"Charlene was amazing to work with! She answered all my questions and moved mountains to get us to the closing table by my preferred date. I can't recommend her enough, and I can't imagine working with anyone else in the future. Charlene made me feel like a real person, not just a number, and I'm so grateful for her hard work and guidance."
Jacklyn M., Gadsden, AL
"Charlene Edwards took this loan that had been denied by another company. She worked so many hours to work this out and get it closed. I think in 6-7 days. Amazing! She is the best!"
Susan M., Gadsden, AL
"Charlene was a joy to work with. I feel they truly cared about myself, my family, and our somewhat stressful and scary new journey. She was always quick to respond to my constant questions and concerns."
Stephanie W., Centre, AL
Amazing, wonderful, exceptional service. Very blessed to have been connected with Charlene for the purchase of our home.
Theresa G., Cedar Bluff AL
"We cross paths with many companies as we navigate life, but not many treat you like family and have a genuine interest in providing superior customer service. Acopia Home Loans has serviced our last three home purchases. I worked with Charlene on each one. I consider her a friend and highly recommend her services if you're looking to finance your new home."
Sean B., Rainbow City, AL
"We had a rough experience previously when buying our first home through a different company, but Acopia made all the difference! This experience was fantastic and easy. Charlene explained everything single step throughout the journey and never made us feel incompetent or unimportant like most major mortgage companies do. We are forever thankful for an easy and flawless transaction and will forever be customers of Acopia."
Lindsay M., Gadsden, AL
"Thank you all for your help with all this. It has been a breeze working with you all."
Richard M., Gadsden, AL
"Charlene and her team were wonderful to work with! We had a rough experience previously when buying our first home through a different company, but Acopia made all the difference! This experience was fantastic and easy. Charlene explained everything single step throughout the journey and never made us feel incompetent or unimportant like most major mortgage companies do. We are forever thankful for an easy and flawless transaction and will forever be customers of Acopia."
Lindsay J., Gadsden, AL
"Dick was very nice! He did an exceptional job and kept me informed of any changes."
"Dick was very personable and stayed in touch and answered all of our questions!"
Broody G., Jacksonville, AL
"Very professional staff and everyone was very helpful!"
Heather K., Cedar Bluff, AL
"People the was friendly they help me with everything was great work with Dick!"
Laura K., Attalla, AL
"Dick was friendly and they helped me with everything! Great work! "
Laura K., Atttalla, AL
"Attention to detail is amazing. Flow of information, and follow up on all phases of the process was timely and accurate in all instances. Would highly recommend Charlene Edwards and her staff."
Guy G., Mt. Pleasant, SC
"The entire staff was always very professional!"
Erica W., Gadsden, AL
"The fact that Charlene at Acopia reached out to us to notify us of the opportunity to save on our mortgage payments and help us through the process was really appreciated. Her professionalism was exceptional."
Eric C., Gadsden, AL
"I feel like I was very well taken care of during the entire process!"
Cindy O., Monroe, GA
"Charlene is wonderful, she made everything as painless as she possibly could. She consistently went above and beyond expectations to make sure everything went well. She was exceptional."