
Acopia Home Loans is committed to making the process of securing a home loan as easy as possible for you. To that end, we have developed our own mobile app as a tool to simplify the home buying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, the AcopiaGO app has a feature to benefit you.

Acopia Home Loans is committed to making the process of securing a home loan as easy as possible for you. To that end, we have developed our own mobile app as a tool to simplify the home buying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, the AcopiaGO app has a feature to benefit you.
Buying a house is a big investment. Find out the next best steps to help you prepare.
Buying a house is a big investment. Find out the next best steps to help you prepare.

We’re a dedicated team of experienced mortgage professionals, committed to offering quality loan products, with integrity and unprecedented service. Here are just a few ways you’ll benefit from choosing Acopia as your lender.

Our loan advisors offer lending solutions with a personalized approach.

We are Fannie, Freddie and Ginnie direct seller servicer, offering you a wide array of loan products.

We also have a large suite of niche products that allow us to tailor a solution to fit your unique situation.

To help with upfront costs, we offer products with 0%-low down payment and rate buydown options.

We’re a dedicated team of experienced mortgage professionals, committed to offering quality loan products, with integrity and unprecedented service. Here are just a few ways you’ll benefit from choosing Acopia as your lender.

Our loan advisors offer lending solutions with a personalized approach.

We are Fannie, Freddie and Ginnie direct seller servicer, offering you a wide array of loan products.

We also have a large suite of niche products that allow us to tailor a solution to fit your unique situation.

To help with upfront costs, we offer products with 0%-low down payment and rate buydown options.
At Acopia LLC, we understand our success depends on our ability to develop trust with our clients, partners and employees. We are truly committed to making our communities a better place to live and work. We do this through offering a personalized servicing experience, providing superior customer support, and supporting our local communities.
At Acopia LLC, we understand our success depends on our ability to develop trust with our clients and employees.
We are mortgage banking professionals who are committed to making our communities a better place to live and work. We do this by providing innovative solutions and superior customer service.
A special loan program created to give back to those who have given so much – to each of us, our families and communities. If you are a veteran, teacher, or first responder, you may qualify for this unique program.
dollars contributed through our Honoring our Heroes program to date...and counting.
A special loan program created to give back to those who have given so much – to each of us, our families and communities. If you are a veteran, teacher, or first responder, you may qualify for this unique program.
dollars contributed through our Honoring our Heroes program to date...and counting.
A special loan program created to give back to those who have given so much – to each of us, our families and communities. If you are a veteran, teacher, or first responder, you may qualify for this unique program.
dollars contributed through our Honoring our Heroes program to date...and counting.
A special loan program created to give back to those who have given so much – to each of us, our families and communities. If you are a veteran, teacher, or first responder, you may qualify for this unique program.
dollars contributed through our Honoring our Heroes program to date...and counting.
A special loan program created to give back to those who have given so much – to each of us, our families and communities. If you are a veteran, teacher, or first responder, you may qualify for this unique program.
dollars contributed through our Honoring our Heroes program to date...and counting.
Allen and the staff at Acopia Home Loans were great, professional and friendly! They treated us like family.
Timothy P., Monroe, GA
"Chris was ALWAYS quick, responsive, open to questions, and professional during the entire time we worked together. I had asked some colleagues if they could recommend a lender who is well-versed in VA loans and Chris Pulliam was recommended. He did NOT disappoint!"
Cindy M., Atlanta, GA
"Acopia Home Loans exceeded my expectations. Keeping me well informed every step of the way throughout my refinancing journey. The customer service was second to none."
Jason H., Nashville, TN
Great communication, very patient and awesome!!! Tina was available anytime to answer all my questions, late at night or early in the morning. I felt like we were the only customers she had. If we ever buy another house I will have Tina work my loan.
Robert T., Marietta, GA
"From the moment I met Terri, I have been anxious to write this review! I contacted Terri after financing fell through with a different lender 4 days before we were set to close. She was amazing! I told her my situation and she jumped on it ASAP! I am amazed at how quickly she closed our loan and the amazing rate she got us. Even at closing, the seller, her agent and my agent had nothing but great things to say about Terri and her team and how amazing they were! Thanks to her, my family and I are in our dream home! She’s someone I consider a friend now. If you are looking to buy a home, Terri and her team at Acopia Home Loans is the way to go!"
Ashley W., Albany, GA
Jeff Stine and his team we're professional and thorough during the entire loan process. They explained each step along the way and kept me and my husband informed about what was going on. They promptly asked questions and returned phone calls and made the entire home buying process so easy!
Dee G., Hendersonville, TN
I cannot believe how fast we were able to close! Almost exactly three weeks from the time the offer was accepted we closed on our house! Fantastic job!
Jessica T., Monroe, GA
I'm an active real estate agent and Tina is always my go to person on anything mortgage. In my business, you have to surround yourself with the best people and Tina flat out raises the bar. She is super knowledgeable, quick to respond, and knows how to stay competitive. She is service oriented and she is always willing to help. She has even helped me even if the loan is not hers! I recommend her to all my clients.
Oliver S., Atlanta, GA
"From the moment I contacted Allen K needing a pre approval letter for the purchase of my new home, I knew I had made the right decision. Both he and his assistant Maria were quick to respond, very knowledgeable, and efficient. This was the best mortgage experience I’ve ever had and he made what’s been agonizing in the past easy and pain free! I would without a doubt recommend him to anyone looking for a mortgage lender. He is phenomenal!!!"
Bree D., Clermont GA
"I have worked with more than a handful of loan providers over the past 30 years, and I can say without a doubt Shonna and her team at Acopia have eclipsed them all! Total rock stars! The communication line was incredible. They answered questions and took into consideration my overall goals and helped create a plan to achieve them. They were so professional and effective, that my son is planning to work with Shonna for his first home purchase. I absolutely would recommend Acopia to anyone."
James W., Greenwood, SC
"It was the easiest loan process I have ever had. Great team and very professional."
Nina D., Monroe, GA
"This was the easiest refinance mortgage process I have ever been through. Professional, polite and on time with everything. AMAZING, AMAZING, AMAZING!"
Brian A., Hendersonville, TN
"This was the smoothest, most hassle-free closing I’ve had in the 30 years I’ve been buying homes!"
Nicholas F., Cumming, GA
"Our lender Eva was wonderful to work with and she guided us though the process with ease. She really felt like a family friend and always made herself available for questions or concerns. She even stepped up to bat for us when we had a small issue which she resolved quickly. Eva really made it a stress-free process for our first time buying a home and we would highly recommend her and Acopia to anyone else."
Ken T., Madison, GA
Terri is awesome! I would recommend her to any first time homebuyers! Everyone seems to think that buying a house is as stressful process, but it isn’t with Terri! She is on top of everything! She made the home buying process easy and stress free. She is extremely professional and very knowledgeable!
Gabrielle M., Alpharetta, GA
"Not only do I use Acopia for business as a Realtor; I do personally for my own home purchasing or refinancing needs. From first contact- customer service is timely, friendly and professional. They have numerous loan programs to suit most buyer needs and scenarios. I can always count on Acopia to help my clients get to the closing table and into their own home!"
Gabrielle M., Sharpsburg, GA
Lisa was fantastic. She kept us 'straight' through the overwhelming process of buying our new home while selling our current home. The entire team was outstanding and I would use them again and recommend to anyone.
Tina P., Atlanta, GA
"Lisa was phenomenal in every way. She restored my faith in mortgage officers. She was patient, professional, and prompt in all dealings. Lisa guided us through some credit improvement strategies and worked tirelessly as we entered three contracts before finally closing on our present home. It took many steps - some minor, some complex - to get us to home ownership, and it literally would not have happened without Lisa's gracious and expert assistance. She communicated often and clearly, always making sure we were aware of where we were in the process and what she needed us to do. She even followed up repeatedly after we closed. She worked on weekends and even on her vacation to assure that the purchase of our home went through seamlessly. There are no words superlative enough to describe my experience with Lisa and Acopia."
Kelly M., Cumming, GA
Always goes the extra mile and gets it done!!!! GREAT team!
Rhonda S., Monroe, GA
We sincerely appreciate your professionalism ... yet personal attention you gave to us! With all the changes in the mortgage business, we were dreading this experience! We were pleasantly surprised! Thank you!
Sheryl F., Monroe, GA
Lisa and the Acopia team were amazing. They were very responsive and flexible throughout the entire loan process. I highly recommend Acopia to anyone who desires a smooth mortgage process coupled with competitive rates! Thank you Acopia!
Derek H., Atlanta, GA
Thank you again for your and your team's expert help as we navigated this purchase. This is most expensive purchase we've ever made and I greatly appreciate your 'heart of a teacher' for helping answer questions and strategize the best ways to leverage the investment in this home. Your estimates we're spot on, your team did what they said they would every time and the result was the least stressful mortgage process we've ever had.
Tim C., Hendersonville, TN
"Stephen did a fantastic job making my mortgage happen in just 2 weeks. He got me a great rate, was very responsive every step of the way. Stephen and his team guided us through the process step by step. I wouldn’t hesitate to recommend Stephen and his team."
David M., Buford, GA
"My husband and I could not be happier with our experience with Acopia Home Loans. After purchasing our first home and having a terrible experience with our lender we decided to use a local company for our most recent purchase. Jeff and his team were thorough, informative, easy to get ahold of and all around wonderful. Acopia made our home buying experience very easy, and even enjoyable! We are grateful for their service and would recommend them to anyone looking to purchase a new home!"
Katie E., Gallatin, TN
"I'm not even sure words can describe our experience. My husband and I have bought and sold many homes and never has the process been this fast and not stressful. The whole team is professional, experienced and courteous. Not to mention, if I had a question it was addresses same day or within 24 hours. I believe we set a record from the day I met Shonna Lee to our closing. I highly recommend Shonna and her team!"
Mary D., Greenwood, SC
"Excellent customer service, always going the extra mile to help!"
Emolyn R., Bishop, GA
"Acopia was amazing to work with. The staff was very helpful and went out of their way to work with me and help in any way I needed. They were very knowledgeable and hard working. I would recommend them to anyone looking to get a home loan."
Chris C., Atlanta, GA
I was impressed at how professional and easy the process was from start to finish. The online tools made it easy to get information to them. It also helped in communicating the status of the loan at all times. They made you feel comfortable with the process and were eager to help in any way. I felt almost like family. I would recommend them to anyone.
Carol W., Monroe, GA
Above my expectations. I just couldn't keep Acopia Home Loans, Allen and his team, Maria & Rya, a secret. Sent referrals their way. Thank you so much!!!
Kaara W., Monroe, GA
Exceptional, Swift, and Professional! I would highly recommend.
Tonia P., Canton GA
Tina did a wonderful job of walking me through the process, keeping me updated, and getting me the best rate possible. She was great at letting me know exactly what I needed and assisting me with finding it. She was also able to advise me on the best way to raise my credit score to receive the best rate possible. I highly recommend her!!
Christine R., Suwanee, GA
"Everyone we were in contact with at Acopia was very knowledgeable and always kept us up to date on our transaction. Could not have asked for a better team to work with!"
Dallas B., Real Estate Agent Braselton, GA
Our experience with our refinance was excellent. Our questions were answered quickly and professionally, information provided regarding the procedures were clear. Lisa was great to work with.
Brenda O., Atlanta, GA
"The Acopia team is professional, communicates on everything I needed and made sure we had a smooth, painless close. We got a great rate and would come back again for my next home purchase."
Aaron B., Hendersonville, TN
"Tina was amazing to work with. Buying my first house felt way too easy! Thank You!"
Aaron K., Commerce GA
"Terri and the team were amazing! Always pleasant and so helpful. I am a first time home owner, and she made me comfortable with my process. My experience was the best!"
Lisa G., Cumming, GA
"10 out of 10 would recommend. I was referred to Jeff by my realtor and I'm so glad they did. Jeff was fantastic to work with. From his high level of professionalism, to his caring charisma, you'll feel that you really have someone in your corner to help and care about you and your needs. Jeff is fantastic and I invite you to experience it for yourself!"
Matthew B., Hendersonville, TN
"I promised the seller a smooth, seamless closing process. You delivered!"
Nancy O., Real Estate Agent, Montgomery, AL
"As usual, Laura Kurtz exceeded my expectations for my buyer clients in Sanford. The process was expedient, seamless and stress free. As a real estate broker/owner for 25 years, I've never had more confidence in a lender as I do in Laura Kurtz."
Bill S., Real Estate Agent,
"Acopia is the best! You couldn't ask for any better. They are professional, very helpful, nice and easy to talk to. I'm not very computer savvy, but they were very helpful and wanted to be sure I understood everything! I have used Acopia twice now and I highly recommend them to anyone!"
Reginald L., Monroe, GA
My husband and I had tried other loan originators before hearing about Acopia and let us just say it wasn't the greatest idea. We had given up and a friend recommend Acopia to us so we thought, why not. Terri Cagle was amazing throughout the whole process. We had a great realtor that was referred to us by them and it was the perfect match. We could not have done this without them and we are very grateful! Thank you all so much!
Lauren S., Alpharetta, GA
"Acopia Home Loans is absolutely the best company to do business with. Joe and all of his associates work around the clock to make sure nothing falls through the clocks. Their professionalism makes your experience seamless and enjoyable during one of the most stressful times of your life. Thanks again to Acopia for all that you do!"
Sam D., Kennesaw, GA
Absolutely awesome. Nothing to change. Jeff and his team are the best! I would highly recommend Jeff and his team in Hendersonville to anyone who wants a personal, professional and highly attentive to every detail of the process. Don't even think of going anywhere else! You won't find any location and better people anywhere.
Marilyn H., Hendersonville, TN
Our overall experience with Acopia Home Loans was exceptional. Customer Service is a priority from the beginning of the process until after our closing. I highly recommend Acopia to anyone needing a mortgage loan or even refinancing.
Susan T., Monroe, GA
"I expected a much more difficult process…my experience with Mrs. Terri changed my expectation tremendously! What an awesome experience! Calls were returned promptly when not answered immediately and that was seldom! There were many questions on our part and they were answered accurately and (we tend to be a tad pessimistic) pleasantly! We never felt as though we were bothering Mrs. Terri or being annoying (we were!) This association renewed our faith in the ability to “get things done” and to have a positive experience while getting it done…KUDOS to this remarkable team!"
Beverly B., Robins, GA
"Joanie has GOT to be one of the best. She is so knowledgeable, every question I had, she had a detailed answer that I was able to understand. She's an amazing person, with an amazing gift. Definitely knows her stuff and will be coming to her in the future for anything we may need."
Matthew H., Portland, TN
"We used a different lender at first and then switched to Acopia and instantly felt that this change we decided to make was a great choice. We wanted to close in a timely manner and that is exactly what happened. Our lender picked up everything we had and put it to use and got us in our home in the blink of an eye. We couldn't have asked for better service and will definitely use Acopia again in the future!"
Calvin C., Orlando, FL
"Thank you so much for all your support throughout the entire process. The knowledge you shared, the patience to provide detailed info that was not overwhelming, your determination to not give up on me and my manually underwritten loan (even though it was painstaking), and helping me make a dream a reality is greatly appreciated."
Vestell M., Alpharetta, GA
Eva was like a neighbor to me, she made this loan so easy! I will definitely recommend this service to all my friends and family for a hassle free and pleasant experience. Thank you again Eva and your team!
Sheryl, W., Monroe, GA
The whole process was fabulous! Everyone was friendly and professional. We appreciate everyone's help in getting our loan processed! Will definitely recommend Acopia to others!!
Rebecca W., Hendersonville, TN
"Seamless process start to finish!"
Vanessa H., Wilmington, NC
Everything was perfect and I cant say enough for the gang at Acopia. I will recommend highly all of my real estate friends and clients! You guys ROCK!!
John S., Hendersonville, TN
"Acopia Home Loans exceeded my expectations. Keeping me well informed every step of the way throughout my refinancing journey. The customer service was second to none."
Jason H., Nashville, TN
Absolutely awesome. Nothing to change. Jeff and his team are the best! I would highly recommend Jeff and his team in Hendersonville to anyone who wants a personal, professional and highly attentive to every detail of the process. Don't even think of going anywhere else! You won't find any location and better people anywhere.
Marilyn H., Hendersonville, TN
"As usual, Laura Kurtz exceeded my expectations for my buyer clients in Sanford. The process was expedient, seamless and stress free. As a real estate broker/owner for 25 years, I've never had more confidence in a lender as I do in Laura Kurtz."
Bill S., Real Estate Agent,
I cannot believe how fast we were able to close! Almost exactly three weeks from the time the offer was accepted we closed on our house! Fantastic job!
Jessica T., Monroe, GA
"From the moment I met Terri, I have been anxious to write this review! I contacted Terri after financing fell through with a different lender 4 days before we were set to close. She was amazing! I told her my situation and she jumped on it ASAP! I am amazed at how quickly she closed our loan and the amazing rate she got us. Even at closing, the seller, her agent and my agent had nothing but great things to say about Terri and her team and how amazing they were! Thanks to her, my family and I are in our dream home! She’s someone I consider a friend now. If you are looking to buy a home, Terri and her team at Acopia Home Loans is the way to go!"
Ashley W., Albany, GA
Our overall experience with Acopia Home Loans was exceptional. Customer Service is a priority from the beginning of the process until after our closing. I highly recommend Acopia to anyone needing a mortgage loan or even refinancing.
Susan T., Monroe, GA
"Acopia was amazing to work with. The staff was very helpful and went out of their way to work with me and help in any way I needed. They were very knowledgeable and hard working. I would recommend them to anyone looking to get a home loan."
Chris C., Atlanta, GA
We sincerely appreciate your professionalism ... yet personal attention you gave to us! With all the changes in the mortgage business, we were dreading this experience! We were pleasantly surprised! Thank you!
Sheryl F., Monroe, GA
Great communication, very patient and awesome!!! Tina was available anytime to answer all my questions, late at night or early in the morning. I felt like we were the only customers she had. If we ever buy another house I will have Tina work my loan.
Robert T., Marietta, GA
"Thank you so much for all your support throughout the entire process. The knowledge you shared, the patience to provide detailed info that was not overwhelming, your determination to not give up on me and my manually underwritten loan (even though it was painstaking), and helping me make a dream a reality is greatly appreciated."
Vestell M., Alpharetta, GA
"Tina was amazing to work with. Buying my first house felt way too easy! Thank You!"
Aaron K., Commerce GA
"Our lender Eva was wonderful to work with and she guided us though the process with ease. She really felt like a family friend and always made herself available for questions or concerns. She even stepped up to bat for us when we had a small issue which she resolved quickly. Eva really made it a stress-free process for our first time buying a home and we would highly recommend her and Acopia to anyone else."
Ken T., Madison, GA
"This was the easiest refinance mortgage process I have ever been through. Professional, polite and on time with everything. AMAZING, AMAZING, AMAZING!"
Brian A., Hendersonville, TN
The whole process was fabulous! Everyone was friendly and professional. We appreciate everyone's help in getting our loan processed! Will definitely recommend Acopia to others!!
Rebecca W., Hendersonville, TN
"This was the smoothest, most hassle-free closing I’ve had in the 30 years I’ve been buying homes!"
Nicholas F., Cumming, GA
"I'm not even sure words can describe our experience. My husband and I have bought and sold many homes and never has the process been this fast and not stressful. The whole team is professional, experienced and courteous. Not to mention, if I had a question it was addresses same day or within 24 hours. I believe we set a record from the day I met Shonna Lee to our closing. I highly recommend Shonna and her team!"
Mary D., Greenwood, SC
"It was the easiest loan process I have ever had. Great team and very professional."
Nina D., Monroe, GA
"We used a different lender at first and then switched to Acopia and instantly felt that this change we decided to make was a great choice. We wanted to close in a timely manner and that is exactly what happened. Our lender picked up everything we had and put it to use and got us in our home in the blink of an eye. We couldn't have asked for better service and will definitely use Acopia again in the future!"
Calvin C., Orlando, FL
Lisa and the Acopia team were amazing. They were very responsive and flexible throughout the entire loan process. I highly recommend Acopia to anyone who desires a smooth mortgage process coupled with competitive rates! Thank you Acopia!
Derek H., Atlanta, GA
"I promised the seller a smooth, seamless closing process. You delivered!"
Nancy O., Real Estate Agent, Montgomery, AL
Jeff Stine and his team we're professional and thorough during the entire loan process. They explained each step along the way and kept me and my husband informed about what was going on. They promptly asked questions and returned phone calls and made the entire home buying process so easy!
Dee G., Hendersonville, TN
"Terri and the team were amazing! Always pleasant and so helpful. I am a first time home owner, and she made me comfortable with my process. My experience was the best!"
Lisa G., Cumming, GA
"Seamless process start to finish!"
Vanessa H., Wilmington, NC
"Not only do I use Acopia for business as a Realtor; I do personally for my own home purchasing or refinancing needs. From first contact- customer service is timely, friendly and professional. They have numerous loan programs to suit most buyer needs and scenarios. I can always count on Acopia to help my clients get to the closing table and into their own home!"
Gabrielle M., Sharpsburg, GA
"I have worked with more than a handful of loan providers over the past 30 years, and I can say without a doubt Shonna and her team at Acopia have eclipsed them all! Total rock stars! The communication line was incredible. They answered questions and took into consideration my overall goals and helped create a plan to achieve them. They were so professional and effective, that my son is planning to work with Shonna for his first home purchase. I absolutely would recommend Acopia to anyone."
James W., Greenwood, SC
"Chris was ALWAYS quick, responsive, open to questions, and professional during the entire time we worked together. I had asked some colleagues if they could recommend a lender who is well-versed in VA loans and Chris Pulliam was recommended. He did NOT disappoint!"
Cindy M., Atlanta, GA
Above my expectations. I just couldn't keep Acopia Home Loans, Allen and his team, Maria & Rya, a secret. Sent referrals their way. Thank you so much!!!
Kaara W., Monroe, GA
My husband and I had tried other loan originators before hearing about Acopia and let us just say it wasn't the greatest idea. We had given up and a friend recommend Acopia to us so we thought, why not. Terri Cagle was amazing throughout the whole process. We had a great realtor that was referred to us by them and it was the perfect match. We could not have done this without them and we are very grateful! Thank you all so much!
Lauren S., Alpharetta, GA
Allen and the staff at Acopia Home Loans were great, professional and friendly! They treated us like family.
Timothy P., Monroe, GA
"Acopia Home Loans is absolutely the best company to do business with. Joe and all of his associates work around the clock to make sure nothing falls through the clocks. Their professionalism makes your experience seamless and enjoyable during one of the most stressful times of your life. Thanks again to Acopia for all that you do!"
Sam D., Kennesaw, GA
I'm an active real estate agent and Tina is always my go to person on anything mortgage. In my business, you have to surround yourself with the best people and Tina flat out raises the bar. She is super knowledgeable, quick to respond, and knows how to stay competitive. She is service oriented and she is always willing to help. She has even helped me even if the loan is not hers! I recommend her to all my clients.
Oliver S., Atlanta, GA
"The Acopia team is professional, communicates on everything I needed and made sure we had a smooth, painless close. We got a great rate and would come back again for my next home purchase."
Aaron B., Hendersonville, TN
"Stephen did a fantastic job making my mortgage happen in just 2 weeks. He got me a great rate, was very responsive every step of the way. Stephen and his team guided us through the process step by step. I wouldn’t hesitate to recommend Stephen and his team."
David M., Buford, GA
Our experience with our refinance was excellent. Our questions were answered quickly and professionally, information provided regarding the procedures were clear. Lisa was great to work with.
Brenda O., Atlanta, GA
Terri is awesome! I would recommend her to any first time homebuyers! Everyone seems to think that buying a house is as stressful process, but it isn’t with Terri! She is on top of everything! She made the home buying process easy and stress free. She is extremely professional and very knowledgeable!
Gabrielle M., Alpharetta, GA
Exceptional, Swift, and Professional! I would highly recommend.
Tonia P., Canton GA
"10 out of 10 would recommend. I was referred to Jeff by my realtor and I'm so glad they did. Jeff was fantastic to work with. From his high level of professionalism, to his caring charisma, you'll feel that you really have someone in your corner to help and care about you and your needs. Jeff is fantastic and I invite you to experience it for yourself!"
Matthew B., Hendersonville, TN
Eva was like a neighbor to me, she made this loan so easy! I will definitely recommend this service to all my friends and family for a hassle free and pleasant experience. Thank you again Eva and your team!
Sheryl, W., Monroe, GA
Thank you again for your and your team's expert help as we navigated this purchase. This is most expensive purchase we've ever made and I greatly appreciate your 'heart of a teacher' for helping answer questions and strategize the best ways to leverage the investment in this home. Your estimates we're spot on, your team did what they said they would every time and the result was the least stressful mortgage process we've ever had.
Tim C., Hendersonville, TN
"I expected a much more difficult process…my experience with Mrs. Terri changed my expectation tremendously! What an awesome experience! Calls were returned promptly when not answered immediately and that was seldom! There were many questions on our part and they were answered accurately and (we tend to be a tad pessimistic) pleasantly! We never felt as though we were bothering Mrs. Terri or being annoying (we were!) This association renewed our faith in the ability to “get things done” and to have a positive experience while getting it done…KUDOS to this remarkable team!"
Beverly B., Robins, GA
"Lisa was phenomenal in every way. She restored my faith in mortgage officers. She was patient, professional, and prompt in all dealings. Lisa guided us through some credit improvement strategies and worked tirelessly as we entered three contracts before finally closing on our present home. It took many steps - some minor, some complex - to get us to home ownership, and it literally would not have happened without Lisa's gracious and expert assistance. She communicated often and clearly, always making sure we were aware of where we were in the process and what she needed us to do. She even followed up repeatedly after we closed. She worked on weekends and even on her vacation to assure that the purchase of our home went through seamlessly. There are no words superlative enough to describe my experience with Lisa and Acopia."
Kelly M., Cumming, GA
I was impressed at how professional and easy the process was from start to finish. The online tools made it easy to get information to them. It also helped in communicating the status of the loan at all times. They made you feel comfortable with the process and were eager to help in any way. I felt almost like family. I would recommend them to anyone.
Carol W., Monroe, GA
"Joanie has GOT to be one of the best. She is so knowledgeable, every question I had, she had a detailed answer that I was able to understand. She's an amazing person, with an amazing gift. Definitely knows her stuff and will be coming to her in the future for anything we may need."
Matthew H., Portland, TN
Everything was perfect and I cant say enough for the gang at Acopia. I will recommend highly all of my real estate friends and clients! You guys ROCK!!
John S., Hendersonville, TN
"From the moment I contacted Allen K needing a pre approval letter for the purchase of my new home, I knew I had made the right decision. Both he and his assistant Maria were quick to respond, very knowledgeable, and efficient. This was the best mortgage experience I’ve ever had and he made what’s been agonizing in the past easy and pain free! I would without a doubt recommend him to anyone looking for a mortgage lender. He is phenomenal!!!"
Bree D., Clermont GA
"Acopia is the best! You couldn't ask for any better. They are professional, very helpful, nice and easy to talk to. I'm not very computer savvy, but they were very helpful and wanted to be sure I understood everything! I have used Acopia twice now and I highly recommend them to anyone!"
Reginald L., Monroe, GA
"Everyone we were in contact with at Acopia was very knowledgeable and always kept us up to date on our transaction. Could not have asked for a better team to work with!"
Dallas B., Real Estate Agent Braselton, GA
Lisa was fantastic. She kept us 'straight' through the overwhelming process of buying our new home while selling our current home. The entire team was outstanding and I would use them again and recommend to anyone.
Tina P., Atlanta, GA
Tina did a wonderful job of walking me through the process, keeping me updated, and getting me the best rate possible. She was great at letting me know exactly what I needed and assisting me with finding it. She was also able to advise me on the best way to raise my credit score to receive the best rate possible. I highly recommend her!!
Christine R., Suwanee, GA
"Excellent customer service, always going the extra mile to help!"
Emolyn R., Bishop, GA
Always goes the extra mile and gets it done!!!! GREAT team!
Rhonda S., Monroe, GA
"My husband and I could not be happier with our experience with Acopia Home Loans. After purchasing our first home and having a terrible experience with our lender we decided to use a local company for our most recent purchase. Jeff and his team were thorough, informative, easy to get ahold of and all around wonderful. Acopia made our home buying experience very easy, and even enjoyable! We are grateful for their service and would recommend them to anyone looking to purchase a new home!"
Katie E., Gallatin, TN