Acopia Home Loans is committed to making the process of securing a home loan as easy as possible for you. To that end, we have developed our own mobile app as a tool to simplify the home buying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, the AcopiaGO App has a feature to benefit you.
At Acopia Home Loans, we understand our success depends on our ability to develop trust with our clients and employees.
We are mortgage banking professionals who are committed to making our communities a better place to live and work. We do this by providing innovative products and superior customer service.
DEDICATED AND SERVICE-ORIENTED MORTGAGE PROFESSIONALS
LOANS CLOSED THROUGH LOCAL AND EXPERIENCED MORTGAGE ADVISORS
YEARS OF SUCCESSFUL HOME MORTGAGE LENDING
DOLLARS CONTRIBUTED THROUGH OUR HONORING OUR HEROES PROGRAM
We would love the opportunity to earn your recommendation as well.
"Thank you so much for all your support throughout the entire process. The knowledge you shared, the patience to provide detailed info that was not overwhelming, your determination to not give up on me and my manually underwritten loan (even though it was painstaking), and helping me make a dream a reality is greatly appreciated."
Vestell M., Alpharetta, GA
"Our lender Eva was wonderful to work with and she guided us though the process with ease. She really felt like a family friend and always made herself available for questions or concerns. She even stepped up to bat for us when we had a small issue which she resolved quickly. Eva really made it a stress-free process for our first time buying a home and we would highly recommend her and Acopia to anyone else."
Ken T., Madison, GA
Kelly Bridson is the best! She worked very hard to get us into this house and everything was a smooth sail because of her and her team. My wife and I appreciate the efforts and would highly recommend them to anybody who is in the market for a house.
Patrick L., Charlotte, NC
"...James and his staff at Acopia responded quickly and assured me I could still get a competitive rate and with my credit score, and easily get a loan from them. Meanwhile, I reached out to Quicken loans and tried to get a quote, which consequently was twice as hard to get than with James, who basically told me in our first conversation what my rate and payments would be. The loan process is tedious with all the documents that are necessary to fulfill the standards for the underwriting processors. With that said, James and Acopia provided me a walk through of the process that made it easier than with the other two lenders. I am very happy with the professionalism and quality of service provided by James and his team and look forward to working with them again for future investment opportunities."
Jason G., Stuart, FL
Lisa was fantastic. She kept us 'straight' through the overwhelming process of buying our new home while selling our current home. The entire team was outstanding and I would use them again and recommend to anyone.
Tina P., Atlanta, GA
"Tina was amazing to work with. Buying my first house felt way too easy! Thank You!"
Aaron K., Commerce GA
Lisa and the Acopia team were amazing. They were very responsive and flexible throughout the entire loan process. I highly recommend Acopia to anyone who desires a smooth mortgage process coupled with competitive rates! Thank you Acopia!
Derek H., Atlanta, GA
"Anthony is amazing!!! He is knowledgeable, professional and friendly. He achieves immediate rapport with my clients and helps them by coaching and giving them scenarios explaining the differences on the programs, options and payments that best suits for each individual client because no two clients are alike. He even helps me out when he knows I am stressed he takes the time to listen, understands and provides solutions."
Sandra T., Port St. Lucie, FL
"You did an amazing job streamlining the application process. I appreciated the regular emails that explained the steps of the loan. Lovely staff!"
Patricia C., Jupliter, FL
"This was the easiest refinance mortgage process I have ever been through. Professional, polite and on time with everything. AMAZING, AMAZING, AMAZING!"
Brian A., Hendersonville, TN
"Jade was outstanding keeping both myself and my clients in the loop about everything that was happening. She was fantastic!"
Joahanna S., Gallatin, TN
We sincerely appreciate your professionalism ... yet personal attention you gave to us! With all the changes in the mortgage business, we were dreading this experience! We were pleasantly surprised! Thank you!
Sheryl F., Monroe, GA
"Going through the process of gathering financial information to apply for a loan can be very daunting and stressful. The team at Acopia was kind, considerate and very helpful through the entire process. The option to upload information directly onto a link was a great time saver and made the process very efficient. The periodic calls and e-mails from James was nice to receive so we were updated on the process."
Monica C., Stuart, FL
"Acopia was amazing to work with. The staff was very helpful and went out of their way to work with me and help in any way I needed. They were very knowledgeable and hard working. I would recommend them to anyone looking to get a home loan."
Chris C., Atlanta, GA
"Everyone at Acopia was professional, efficient and kind. We closed in 3 weeks! Wonderful team to work with. Would highly recommend."
Alicia N., Palm City, FL
Thank you again for your and your team's expert help as we navigated this purchase. This is most expensive purchase we've ever made and I greatly appreciate your 'heart of a teacher' for helping answer questions and strategize the best ways to leverage the investment in this home. Your estimates we're spot on, your team did what they said they would every time and the result was the least stressful mortgage process we've ever had.
Tim C., Hendersonville, TN
I'm an active real estate agent and Tina is always my go to person on anything mortgage. In my business, you have to surround yourself with the best people and Tina flat out raises the bar. She is super knowledgeable, quick to respond, and knows how to stay competitive. She is service oriented and she is always willing to help. She has even helped me even if the loan is not hers! I recommend her to all my clients.
Oliver S., Atlanta, GA
"From the moment I met Terri, I have been anxious to write this review! I contacted Terri after financing fell through with a different lender 4 days before we were set to close. She was amazing! I told her my situation and she jumped on it ASAP! I am amazed at how quickly she closed our loan and the amazing rate she got us. Even at closing, the seller, her agent and my agent had nothing but great things to say about Terri and her team and how amazing they were! Thanks to her, my family and I are in our dream home! She’s someone I consider a friend now. If you are looking to buy a home, Terri and her team at Acopia Home Loans is the way to go!"
Ashley W., Albany, GA
I was very fortunate my realtor referred me to Acopia for my mortgage process could not have been a better experience. Tana was awesome. She would text me over New Years Eve and day as anytime i needed her to jump through hoops for me. She made buying my first home easy as could be. She answered all of my concerns and only cared about what was in my best interest. I would highly recommend her for your mortgage needs. She sent the cutest videos and kept me up to date on the steps. Even after closing she texted me to make sure I was happy. She also helped me when she was sick. I enjoyed working with her and her team.
Kelly S., Byron, GA
Jeff Stine and his team we're professional and thorough during the entire loan process. They explained each step along the way and kept me and my husband informed about what was going on. They promptly asked questions and returned phone calls and made the entire home buying process so easy!
Dee G., Hendersonville, TN
"The Acopia team worked tirelessly to help us complete the mortgage process On a very tight timeline. Their communication was superb. Great team!"
Laura L., Jacksonville, FL
I cannot believe how fast we were able to close! Almost exactly three weeks from the time the offer was accepted we closed on our house! Fantastic job!
Jessica T., Monroe, GA
My husband and I had tried other loan originators before hearing about Acopia and let us just say it wasn't the greatest idea. We had given up and a friend recommend Acopia to us so we thought, why not. Terri Cagle was amazing throughout the whole process. We had a great realtor that was referred to us by them and it was the perfect match. We could not have done this without them and we are very grateful! Thank you all so much!
Lauren S., Alpharetta, GA
Always goes the extra mile and gets it done!!!! GREAT team!
Rhonda S., Monroe, GA
Everything was perfect and I cant say enough for the gang at Acopia. I will recommend highly all of my real estate friends and clients! You guys ROCK!!
John S., Hendersonville, TN
"Not only do I use Acopia for business as a Realtor; I do personally for my own home purchasing or refinancing needs. From first contact- customer service is timely, friendly and professional. They have numerous loan programs to suit most buyer needs and scenarios. I can always count on Acopia to help my clients get to the closing table and into their own home!"
Gabrielle M., Sharpsburg, GA
"This is my first personal experience with Acopia, and I couldn't be more confident that I chose the right lender! I was able to streamline my loan and save hundreds of dollars a month after just purchasing my home less than a year ago! Kelly made this process seamless and I have already recommend her to friends and family. Working in the Real Estate Industry I know the importance of a good lender and that's exactly what I got with Kelly at Acopia!"
Ciera J., Charlotte, NC
"The Acopia team is professional, communicates on everything I needed and made sure we had a smooth, painless close. We got a great rate and would come back again for my next home purchase."
Aaron B., Hendersonville, TN
Sweetest, most caring group of people I've ever seen! You've made becoming a new homeowner easy. Thanks for going the extra mile to make my dreams come true.
Wendy G., Charlotte, NC
"From the moment I contacted Allen K needing a pre approval letter for the purchase of my new home, I knew I had made the right decision. Both he and his assistant Maria were quick to respond, very knowledgeable, and efficient. This was the best mortgage experience I’ve ever had and he made what’s been agonizing in the past easy and pain free! I would without a doubt recommend him to anyone looking for a mortgage lender. He is phenomenal!!!"
Bree D., Clermont GA